Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
FHB
HoldUnloved QualityFLAGFirst Hawaiian, Inc. · Financial Services · United States · $3.1B · Avg Vol: $44M/d
First Hawaiian has quality Q59 and momentum M64 with a buyback retiring 1.88% of shares, but value at V49 is below the calibrated floor, and a positive revision is not accepted corroboration, so stage one fails.
COMPANY DESCRIPTION
First Hawaiian, Inc. operates as the bank holding company for First Hawaiian Bank, offering a full range of commercial, consumer, and wealth management banking services. Its competitive moat is built upon strong brand loyalty and a dominant market share in its primary operating markets of Hawaii and Guam. First Hawaiian Bank is the state's oldest and largest financial institution, benefiting from a stable local economy and high barriers to entry.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 762.1M | 805.3M | 774.7M | 847.4M | 3.6% | 881.1M | 900.2M | 1.4B | 28.7% |
| EPS | 2.08 | 1.84 | 1.80 | 2.21 | 2.0% | 2.30 | 2.36 | 2.54 | 7.1% |
| Shares | 127.4M | 127.6M | 126.4M | 122.7M | -3.7% | 121.7M | — | — | — |
| Debt | 0 | 500.0M | 250.0M | 0 | -50.0% | — | — | — | — |
| Equity | 2.3B | 2.5B | 2.6B | 2.8B | 6.9% | — | — | — | — |
| Op CF | 430.6M | 255.0M | 317.5M | 335.1M | -8.0% | 334.9M | — | — | — |
| Inv CF | -965.1M | 1.0B | 548.6M | 264.1M | — | — | — | — | — |
| Fin CF | -197.4M | -66.9M | -1.4B | -291.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FHB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| FHB | First Hawaiian, Inc.(you) | $3.1B | 60 | Hold |
| MCHB | Mechanics Bancorp | $3.5B | 60 | Hold |
| FIBK | First Interstate BancSystem, Inc. | $3.5B | 61 | Hold |
| RNST | Renasant Corporation | $3.8B | 61 | Hold |
| FFBC | First Financial Bancorp. | $3.4B | 56 | Hold |
| WAFD | WaFd, Inc. | $2.7B | 57 | Hold |
| CVBF | CVB Financial Corp. | $3.9B | 63 | Hold |
| TOWN | TowneBank | $3.5B | 65 | Buy |
| IBOC | International Bancshares Corporation | $4.4B | 59 | Hold |
| PRK | Park National Corporation | $3.6B | 54 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%