What is Simmons First National Corporation's (SFNC) StockRank?

MoatMap's StockRank for Simmons First National Corporation (SFNC) is 34/100, with a Sell signal. This is a composite score combining Quality (23), Value (36), and Momentum (66) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Simmons First National Corporation have an economic moat?

Simmons First National Corporation (SFNC) has a Quality factor score of 23/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Simmons First National Corporation a buy, hold, or sell?

MoatMap's current signal for Simmons First National Corporation (SFNC) is Sell, based on a StockRank of 34/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Simmons First National Corporation in?

Simmons First National Corporation (SFNC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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SFNC

SellHot Air

Simmons First National Corporation · Financial Services · United States · $3.3B · Avg Vol: $28M/d

StockRank

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P/E (TTM)

—

ROE

-9.9%

D/E

0.2x

Dividend %

3.7%

COMPANY DESCRIPTION

Simmons First National Corporation is a regional financial holding company offering a full suite of banking services, including consumer, commercial, and wealth management, across its footprint primarily in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. The company leverages its strong community roots and strategic acquisitions to expand its presence and cultivate deep customer relationships. Simmons First National focuses on providing tailored financial solutions while maintaining a diversified loan portfolio.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	875.1M	781.5M	762.8M	93.9M	-52.5%	110.3M	104.2M	108.5M	7.5%
EPS	2.07	1.39	1.22	-2.96	-23.2%	-2.72	—	—	—
Shares	127.0M	125.2M	125.7M	144.8M	+13.9%	144.5M	—	—	—
Debt	1.2B	1.3B	1.1B	620.0M	-20.3%	1.4B	—	—	—
Equity	3.3B	3.4B	3.5B	3.4B	1.5%	—	—	—	—
Op CF	322.2M	541.0M	425.9M	449.5M	11.7%	523.9M	—	—	—
Inv CF	-946.2M	-183.6M	369.5M	1.6B	—	—	—	—	—
Fin CF	-344.5M	-425.4M	-722.1M	-2.0B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-1.2%

SMA 50SMA 200

$23.13

RSI (14)

52.2

52W High

$24.32

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

-1.4%*8.2

ROE

-9.9%5.4

GP/Assets

0.4%N/A

Op. Margin

38.3%55.3

FCF/Assets

1.7%N/A

Piotroski

321.0

Int. Cover

—50.0

D/E Ratio

0.18xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

—N/A

EV/EBITDA

bankN/A

P/FCF

7.8xN/A

P/B

1.0x62.8

P/S

31.0x5.0

Div Yield

3.7%50.8

Momentum

52W High %

95%73.2

RS 6M

11%73.2

SMA 50/200

1.11x76.1

EPS Rev 4W

0.0%27.7

EPS Rev 12W

+0.3%43.3

EPS Improve

+181%90.8

Q Growth

22%54.0

FUNDAMENTALS

Market Cap

$3.3B

P/E (Forward)

10.8x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SFNC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SFNC	Simmons First National Corporation(you)	$3.3B	34	Sell
SBCF	Seacoast Banking Corporation of Florida	$3.3B	39	Hold
BANF	BancFirst Corporation	$3.7B	40	Hold
VLYPO	Valley National Bancorp	$3.3B	44	Hold
BANC	Banc of California, Inc.	$2.9B	42	Hold
TFSL	TFS Financial Corporation	$4.9B	38	Hold
BKU	BankUnited, Inc.	$3.3B	46	Hold
TBBK	The Bancorp, Inc.	$2.7B	44	Hold
OCFC	OceanFirst Financial Corp.	$1.8B	37	Hold
FSUN	FirstSun Capital Bancorp	$1.8B	36	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Price	$23.13
Market Cap	$3.3B
P/E (Forward)	10.77
Price/Book	0.98
Return on Equity	-9.9%
Debt/Equity	0.18x
Operating Margin	38.3%
Revenue Growth	14.3%
Dividend Yield	3.7%
Free Cash Flow	$423M