What is Simmons First National Corporation's (SFNC) StockRank?

MoatMap's StockRank for Simmons First National Corporation (SFNC) is 40/100, with a Hold signal. This is a composite score combining Quality (23), Value (37), and Momentum (73) factor ranks across MoatMap's 20,000+ stock universe.

Does Simmons First National Corporation have an economic moat?

Simmons First National Corporation (SFNC) has a Quality factor score of 23/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Simmons First National Corporation a buy, hold, or sell?

MoatMap's current signal for Simmons First National Corporation (SFNC) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Simmons First National Corporation in?

Simmons First National Corporation (SFNC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

SFNC

HOLD

Simmons First National Corporation · Financial Services · United States · $3.3B · Avg Vol: $38M/d

StockRank

Get insider-trade alerts

P/E (TTM)

—

ROE

-9.9%

D/E

0.2x

Dividend %

3.7%

COMPANY DESCRIPTION

Simmons First National Corporation is a regional financial holding company offering a full suite of banking services, including consumer, commercial, and wealth management, across its footprint primarily in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. The company leverages its strong community roots and strategic acquisitions to expand its presence and cultivate deep customer relationships. Simmons First National focuses on providing tailored financial solutions while maintaining a diversified loan portfolio.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	875.1M	781.5M	762.8M	93.9M	-52.5%	110.3M	104.2M	108.5M	7.5%
EPS	2.07	1.39	1.22	-2.96	-23.2%	-2.71	—	—	—
Shares	127.0M	125.2M	125.7M	144.8M	+13.9%	144.4M	—	—	—
Debt	1.2B	1.3B	1.1B	620.0M	-20.3%	1.3B	—	—	—
Equity	3.3B	3.4B	3.5B	3.4B	1.5%	—	—	—	—
Op CF	322.2M	541.0M	425.9M	449.5M	11.7%	449.5M	—	—	—
Inv CF	-946.2M	-183.6M	369.5M	1.6B	—	—	—	—	—
Fin CF	-344.5M	-425.4M	-722.1M	-2.0B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+2.0%

SMA 50SMA 200

$22.97

RSI (14)

53.4

52W High

$23.91

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

-1.4%*7.5

ROE

-9.9%5.0

GP/Assets

0.4%N/A

Op. Margin

39.9%59.3

FCF/Assets

1.7%N/A

Piotroski

320.3

Int. Cover

—50.0

D/E Ratio

0.18xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

—N/A

EV/EBITDA

bankN/A

P/FCF

7.9xN/A

P/B

1.0x64.8

P/S

29.6x6.4

Div Yield

3.7%48.4

Momentum

52W High %

96%73.0

RS 6M

9%67.8

SMA 50/200

1.11x78.2

EPS Rev 4W

+0.4%83.7

EPS Rev 12W

+0.4%61.4

EPS Improve

+181%90.7

Q Growth

22%56.7

FUNDAMENTALS

Market Cap

$3.3B

P/E (Forward)

10.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SFNC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SFNC	Simmons First National Corporation(you)	$3.3B	40	HOLD
TOWN	TowneBank	$3.3B	41	HOLD
FBNC	First Bancorp	$2.6B	41	HOLD
NIC	Nicolet Bankshares, Inc.	$3.6B	49	HOLD
BKU	BankUnited, Inc.	$3.4B	50	HOLD
BANF	BancFirst Corporation	$3.9B	33	SELL
TBBK	The Bancorp, Inc.	$2.8B	48	HOLD
VLYPO	Valley National Bancorp	$3.3B	52	HOLD
FBK	FB Financial Corporation	$3.0B	51	HOLD
MCHB	Mechanics Bancorp	$3.5B	53	HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Simmons First National Corporation (SFNC) — Stock Score Summary

Simmons First National Corporation (SFNC) has a MoatMap StockRank of 40/100 based on Quality (23/100), Value (37/100), and Momentum (73/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$22.97
Market Cap	$3.3B
P/E (Forward)	10.27
Price/Book	0.95
Return on Equity	-9.9%
Debt/Equity	0.18x
Operating Margin	39.9%
Revenue Growth	14.3%
Dividend Yield	3.7%
Free Cash Flow	$423M

Simmons First National Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Simmons First National Corporation’s (SFNC) StockRank?: MoatMap’s StockRank for Simmons First National Corporation (SFNC) is 40/100, with a Hold signal. It is a composite of Quality (23), Value (37), and Momentum (73) factor ranks across MoatMap’s 20,000+ stock universe.
Does Simmons First National Corporation have an economic moat?: Simmons First National Corporation (SFNC) has a Quality factor score of 23/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Simmons First National Corporation a buy, hold, or sell?: MoatMap’s current signal for Simmons First National Corporation (SFNC) is Hold, based on a StockRank of 40/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Simmons First National Corporation in?: Simmons First National Corporation (SFNC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).