Community Financial System, Inc. (CBU) — Stock Score Summary

Community Financial System, Inc. (CBU) has a MoatMap StockRank of 56/100 based on Quality (45/100), Value (30/100), and Momentum (65/100) factor scores. The current signal is HOLD. Community Financial System is a solid regional bank, but it lacks the asymmetric macro tailwinds and high-ROIC compounding profile required for our concentrated book.

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers.

Key Financial Metrics

Price$64.77
Market Cap$3.4B
P/E (TTM)15.40
P/E (Forward)11.79
Price/Book1.65
Return on Equity11.3%
Gross Margin0.0%
Operating Margin38.0%
Revenue Growth9.5%
Dividend Yield3.0%

Community Financial System, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Community Financial System, Inc.’s (CBU) StockRank?
MoatMap’s StockRank for Community Financial System, Inc. (CBU) is 56/100, with a Hold signal. It is a composite of Quality (45), Value (30), and Momentum (65) factor ranks across MoatMap’s 19,000+ stock universe.
Does Community Financial System, Inc. have an economic moat?
Community Financial System, Inc. (CBU) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Community Financial System, Inc. a buy, hold, or sell?
MoatMap’s current signal for Community Financial System, Inc. (CBU) is Hold, based on a StockRank of 56/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Community Financial System, Inc. in?
Community Financial System, Inc. (CBU) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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