Columbia Financial, Inc. (CLBK) — Stock Score Summary

Columbia Financial, Inc. (CLBK) has a MoatMap StockRank of 49/100 based on Quality (32/100), Value (21/100), and Momentum (83/100) factor scores. The current signal is HOLD. Columbia Financial is a regional bank holding company with no clear competitive advantage or thematic tailwinds. It fails to meet any of our core investment lenses.

Columbia Financial, Inc. is the holding company for Columbia Bank, a community bank offering a full range of traditional banking services to consumers and businesses in New Jersey. The bank's competitive strength lies in its deep community ties, personalized customer service, and strong local market knowledge, fostering enduring client relationships. It operates as a relationship-driven community financial institution, emphasizing organic growth within its established geographic footprint.

Key Financial Metrics

Price$20.94
Market Cap$2.1B
P/E (TTM)36.82
P/E (Forward)25.96
Price/Book1.80
Return on Equity4.9%
Gross Margin0.0%
Operating Margin33.4%
Revenue Growth18.5%

Columbia Financial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Columbia Financial, Inc.’s (CLBK) StockRank?
MoatMap’s StockRank for Columbia Financial, Inc. (CLBK) is 49/100, with a Hold signal. It is a composite of Quality (32), Value (21), and Momentum (83) factor ranks across MoatMap’s 19,000+ stock universe.
Does Columbia Financial, Inc. have an economic moat?
Columbia Financial, Inc. (CLBK) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Columbia Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Columbia Financial, Inc. (CLBK) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Columbia Financial, Inc. in?
Columbia Financial, Inc. (CLBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).