Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

WSFS

BUYREMOVE

WSFS Financial Corporation · Financial Services · United States · $3.8B · Avg Vol: $30M/d

73
StockRank
Q
47
V
31
M
81
P/E (TTM)
13.4x
ROE
11.5%
D/E
Dividend %
0.9%
AI CONVICTION THESIS

WSFS Financial is a regional bank in the Mid-Atlantic US. While it is a solid local operator, regional banking does not benefit from our core macro themes of energy risk, advanced packaging bottlenecks, or commodity supercycles. We default to remove due to a lack of thematic velocity.

COMPANY DESCRIPTION

WSFS Financial Corporation is the bank holding company for WSFS Bank, offering a comprehensive suite of retail, commercial, wealth management, and specialized financial services primarily across the Greater Philadelphia and Delaware Valley region. The company has built a strong competitive moat through its leading market share in its core operating area, long-standing customer relationships, and a diversified revenue base that includes a robust fee-income component. Its strategic acquisitions have further solidified its position as a prominent regional financial institution.

FINANCIAL SUMMARY

Year2022202320242025CAGR
Revenue923M1.0B1.0B1.1B4.9%
EPS3.614.404.435.3814.2%
Shares76M76M76M76M+0.7%
Debt727M895M384M303M-25.3%
Equity2.2B2.5B2.6B2.7B7.5%
Op CF481M237M220M220M-22.9%
Inv CF-137M-326M-67M125M
Fin CF-1.0B345M-91M199M
Loading...
PRICE (1M)+4.3%
69.6971.0872.4773.8575.24May 1May 22Jun 12
SMA 50SMA 200
Close
$75.24
RSI (14)
64.5
52W High
$75.35
From 52W High
1.0%

SCORE BREAKDOWN

Quality
47
ROIC (ROA)
1.4%*51.5
ROE
11.5%58.4
GP/Assets
5.0%57.3
Op. Margin
44.0%65.6
FCF/Assets
N/A
Piotroski
67.9
Int. Cover
N/A
D/E Ratio
N/A
Current Ratio
N/A
Value
31
P/E (TTM)
13.4x47.2
EV/EBITDA
N/A
P/FCF
N/A
P/B
1.5x31.7
P/S
3.7x43.5
Div Yield
0.9%18.3
Momentum
81
52W High %
100%97.9
RS 6M
24%92.1
SMA 50/200
1.16x88.7
EPS Rev 4W
N/A
EPS Rev 12W
+3.8%78.2
EPS Improve
+18%45.5
Q Growth
32%65.6

FUNDAMENTALS

Market Cap
$3.8B
P/E (Forward)
11.4x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WSFS are excluded.

TickerCompanyMkt CapStockRankSignal
WSFSWSFS Financial Corporation(you)$3.8B73BUY
FBPFirst BanCorp.$3.7B73BUY
CATYCathay General Bancorp$3.8B70BUY
PFSProvident Financial Services, Inc.$2.9B74BUY
FULTFulton Financial Corporation$4.1B67BUY
FFBCFirst Financial Bancorp.$3.2B78BUY
RNSTRenasant Corporation$3.8B64HOLD
UBSIUnited Bankshares, Inc.$6.0B69BUY
LCLendingClub Corporation$2.0B72BUY
OFGOFG Bancorp$1.9B72BUY

Peer medians: ROE 10.8% · P/E 13.6x · Gross margin 0.0%

WSFS Financial Corporation (WSFS) — Stock Score Summary

WSFS Financial Corporation (WSFS) has a MoatMap StockRank of 73/100 based on Quality (47/100), Value (31/100), and Momentum (81/100) factor scores. The current signal is BUY. WSFS Financial is a regional bank in the Mid-Atlantic US. While it is a solid local operator, regional banking does not benefit from our core macro themes of energy risk, advanced packaging bottlenecks, or commodity supercycles. We default to remove due to a lack of thematic velocity.

WSFS Financial Corporation is the bank holding company for WSFS Bank, offering a comprehensive suite of retail, commercial, wealth management, and specialized financial services primarily across the Greater Philadelphia and Delaware Valley region. The company has built a strong competitive moat through its leading market share in its core operating area, long-standing customer relationships, and a diversified revenue base that includes a robust fee-income component. Its strategic acquisitions have further solidified its position as a prominent regional financial institution.

Key Financial Metrics

Price$75.24
Market Cap$3.8B
P/E (TTM)13.41
P/E (Forward)11.35
Price/Book1.47
Return on Equity11.5%
Gross Margin0.0%
Operating Margin44.0%
Revenue Growth16.1%
Dividend Yield0.9%

WSFS Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is WSFS Financial Corporation’s (WSFS) StockRank?
MoatMap’s StockRank for WSFS Financial Corporation (WSFS) is 73/100, with a Buy signal. It is a composite of Quality (47), Value (31), and Momentum (81) factor ranks across MoatMap’s 19,000+ stock universe.
Does WSFS Financial Corporation have an economic moat?
WSFS Financial Corporation (WSFS) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is WSFS Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for WSFS Financial Corporation (WSFS) is Buy, based on a StockRank of 73/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is WSFS Financial Corporation in?
WSFS Financial Corporation (WSFS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).