Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
WSFS
HoldPremium GrowerFLAGWSFS Financial Corporation · Financial Services · United States · $4.0B · Avg Vol: $26M/d
WSFS Financial has very strong momentum M78 and quality Q57 with a buyback, but value at V36 is below the calibrated floor, and insiders sold, so stage one fails.
COMPANY DESCRIPTION
WSFS Financial Corporation is the bank holding company for WSFS Bank, offering a comprehensive suite of retail, commercial, wealth management, and specialized financial services primarily across the Greater Philadelphia and Delaware Valley region. The company has built a strong competitive moat through its leading market share in its core operating area, long-standing customer relationships, and a diversified revenue base that includes a robust fee-income component. Its strategic acquisitions have further solidified its position as a prominent regional financial institution.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 923.0M | 1.0B | 1.0B | 1.1B | 4.9% | 1.1B | 1.1B | 1.2B | 5.5% |
| EPS | 3.61 | 4.45 | 4.50 | 5.38 | 14.2% | 5.96 | 6.79 | 7.11 | 15.0% |
| Shares | 61.6M | 60.5M | 58.7M | 53.4M | -13.3% | 51.4M | — | — | — |
| Debt | 726.9M | 895.1M | 383.6M | 302.7M | -25.3% | 545.3M | — | — | — |
| Equity | 2.2B | 2.5B | 2.6B | 2.7B | 7.5% | — | — | — | — |
| Op CF | 480.9M | 237.0M | 219.9M | 220.0M | -22.9% | 247.7M | — | — | — |
| Inv CF | -137.4M | -326.3M | -66.7M | 124.9M | — | — | — | — | — |
| Fin CF | -1.0B | 344.9M | -91.2M | 199.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WSFS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WSFS | WSFS Financial Corporation(you) | $4.0B | 64 | Hold |
| CVBF | CVB Financial Corp. | $3.9B | 63 | Hold |
| RNST | Renasant Corporation | $3.8B | 61 | Hold |
| TOWN | TowneBank | $3.5B | 65 | Buy |
| FIBK | First Interstate BancSystem, Inc. | $3.5B | 61 | Hold |
| FULT | Fulton Financial Corporation | $4.5B | 67 | Buy |
| MCHB | Mechanics Bancorp | $3.5B | 60 | Hold |
| IBOC | International Bancshares Corporation | $4.4B | 59 | Hold |
| AX | Axos Financial, Inc. | $5.6B | 65 | Hold |
| UCB | United Community Banks, Inc. | $4.2B | 70 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%