What is Home Bancorp, Inc.'s (HBCP) StockRank?

MoatMap's StockRank for Home Bancorp, Inc. (HBCP) is 80/100, with a Strong Buy signal. This is a composite score combining Quality (61), Value (48), and Momentum (65) factor ranks across MoatMap's 20,000+ stock universe.

Does Home Bancorp, Inc. have an economic moat?

Home Bancorp, Inc. (HBCP) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Home Bancorp, Inc. a buy, hold, or sell?

MoatMap's current signal for Home Bancorp, Inc. (HBCP) is Strong Buy, based on a StockRank of 80/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Home Bancorp, Inc. in?

Home Bancorp, Inc. (HBCP) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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HBCP

STRONG BUY

Home Bancorp, Inc. · Financial Services · United States · $552M · Avg Vol: $8M/d

StockRank

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P/E (TTM)

11.5x

ROE

11.0%

D/E

0.1x

Dividend %

1.7%

COMPANY DESCRIPTION

Home Bancorp, Inc. is the bank holding company for Home Bank, N.A., providing comprehensive community banking services across South Louisiana and Mississippi. The company's competitive moat is built on its deep regional market knowledge, strong customer relationships, and a commitment to personalized service for individuals and businesses. Home Bancorp offers a full suite of deposit, lending, and wealth management products, fostering financial growth in its local communities.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	131.9M	135.3M	134.9M	148.7M	4.1%	150.6M	158.8M	165.9M	5.6%
EPS	4.19	5.01	4.58	5.93	12.3%	5.95	6.02	6.39	3.8%
Shares	8.3M	8.2M	8.1M	7.8M	-5.5%	7.8M	—	—	—
Debt	235.8M	252.5M	235.5M	57.7M	-37.4%	54.9M	—	—	—
Equity	330.0M	367.4M	396.1M	435.1M	9.7%	—	—	—	—
Op CF	51.2M	41.4M	48.7M	54.5M	2.1%	58.7M	—	—	—
Inv CF	-495.4M	-94.3M	-107.1M	-2.9M	—	—	—	—	—
Fin CF	-69.9M	41.3M	81.1M	-8.6M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+3.2%

SMA 50SMA 200

$70.28

RSI (14)

57.2

52W High

$71.69

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.3%*45.9

ROE

11.0%57.8

GP/Assets

4.3%N/A

Op. Margin

40.5%59.9

FCF/Assets

1.4%N/A

Piotroski

797.0

Int. Cover

—50.0

D/E Ratio

0.13xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

11.5x62.4

EV/EBITDA

bankN/A

P/FCF

11.0xN/A

P/B

1.2x47.2

P/S

3.6x53.8

Div Yield

1.7%16.4

Momentum

52W High %

98%82.8

RS 6M

10%75.7

SMA 50/200

1.10x76.7

EPS Rev 4W

0.0%69.8

EPS Rev 12W

+1.1%68.8

EPS Improve

+5%24.8

Q Growth

4%35.2

FUNDAMENTALS

Market Cap

$552M

P/E (Forward)

10.9x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HBCP are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
HBCP	Home Bancorp, Inc.(you)	$552M	80	STRONG BUY
FBIZ	First Business Financial Services, Inc.	$562M	82	STRONG BUY
BWFG	Bankwell Financial Group, Inc.	$496M	80	STRONG BUY
CBNK	Capital Bancorp, Inc.	$588M	78	BUY
GCBC	Greene County Bancorp, Inc.	$562M	76	BUY
ACNB	ACNB Corporation	$634M	82	STRONG BUY
CIVB	Civista Bancshares, Inc.	$594M	83	STRONG BUY
AROW	Arrow Financial Corporation	$611M	76	BUY
PLBC	Plumas Bancorp	$427M	79	BUY
BSRR	Sierra Bancorp	$548M	74	BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Price	$70.28
Market Cap	$552M
P/E (TTM)	11.49
P/E (Forward)	10.92
Price/Book	1.21
Return on Equity	11.0%
Debt/Equity	0.13x
Operating Margin	40.5%
Revenue Growth	5.5%
Dividend Yield	1.7%
Free Cash Flow	$50M