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NRIM

BuyUnloved Quality

Northrim BanCorp, Inc. · Financial Services · United States · $571M · Avg Vol: $3M/d

67
StockRank
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Q
65
V
50
M
47
P/E (TTM)
8.7x
ROE
21.5%
D/E
0.3x
Dividend %
1.2%
Dir. Trades · 180d
+$31.4K · −$584.4K →
Buybacks · 180d
None →

COMPANY DESCRIPTION

Northrim BanCorp, Inc. is the bank holding company for Northrim Bank, an Alaska-based community bank providing a full range of commercial and retail banking services. The bank benefits from its deep local market expertise, strong relationships with Alaskan businesses and residents, and a focus on personalized customer service. Northrim BanCorp maintains a leading position in its unique regional market, leveraging its understanding of the Alaskan economy.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue133.1M129.2M129.6M155.2M212.8M12.5%215.7M214.9M276.0M13.9%
EPS1.521.331.131.682.9217.8%3.043.213.377.4%
Shares24.1M22.8M22.1M22.1M22.1M-8.1%22.2M———
Debt35.8M34.3M33.1M40.8M87.7M25.1%101.9M———
Equity237.8M218.6M234.7M267.1M326.5M8.2%————
Op CF112.0M78.1M38.8M-8.7M139.3M5.6%194.5M———
Inv CF-159.1M-405.6M-254.9M-197.6M-223.4M—————
Fin CF577.0M-59.0M75.3M150.6M167.3M—————
Loading 1Y...
PRICE (1Y)-1.1%
25.3825.8526.3126.7827.25Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$26.05
RSI (14)
59.0
52W High
$30.23
From 52W High
0.9%

SCORE BREAKDOWN

Quality
65
ROIC (ROA)
2.1%*56.7
ROE
21.5%85.8
GP/Assets
6.6%N/A
Op. Margin
39.7%57.4
FCF/Assets
4.3%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.27xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
8.7x74.8
EV/EBITDA
bankN/A
P/FCF
4.0xN/A
P/B
1.7x32.3
P/S
2.7x63.9
Div Yield
1.2%13.3
Momentum
47
52W High %
86%37.6
RS 6M
5%62.9
SMA 50/200
1.06x59.3
EPS Rev 4W
+0.7%47.3
EPS Rev 12W
-0.2%33.8
EPS Improve
-10%16.0
Q Growth
30%61.5

FUNDAMENTALS

Market Cap
$571M
P/E (Forward)
9.6x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NRIM are excluded.

TickerCompanyMkt CapStockRankSignal
NRIMNorthrim BanCorp, Inc.(you)$571M67Buy
KRNYKearny Financial Corp.$638M67Buy
BHBBar Harbor Bankshares$661M67Buy
UNTYUnity Bancorp, Inc.$590M64Hold
HBCPHome Bancorp, Inc.$547M64Hold
BCALCalifornia BanCorp$684M66Buy
RCBCRiver City Bank$712M67Buy
SFSTSouthern First Bancshares, Inc.$590M63Hold
OBTOrange County Bancorp, Inc.$511M70Buy
AROWArrow Financial Corporation$611M63Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Northrim BanCorp, Inc. (NRIM): Stock Score Summary

Northrim BanCorp, Inc. (NRIM) has a MoatMap StockRank of 67/100 based on Quality (65/100), Value (50/100), and Momentum (47/100) factor scores. The current signal is BUY.

Northrim BanCorp, Inc. is the bank holding company for Northrim Bank, an Alaska-based community bank providing a full range of commercial and retail banking services. The bank benefits from its deep local market expertise, strong relationships with Alaskan businesses and residents, and a focus on personalized customer service. Northrim BanCorp maintains a leading position in its unique regional market, leveraging its understanding of the Alaskan economy.

Key Financial Metrics

Price$26.05
Market Cap$571M
P/E (TTM)8.70
P/E (Forward)9.64
Price/Book1.69
Return on Equity21.5%
Debt/Equity0.27x
Operating Margin39.7%
Revenue Growth8.3%
Dividend Yield1.2%
Free Cash Flow$142M

Northrim BanCorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Northrim BanCorp, Inc.’s (NRIM) StockRank?
MoatMap’s StockRank for Northrim BanCorp, Inc. (NRIM) is 67/100, with a Buy signal. It is a composite of Quality (65), Value (50), and Momentum (47) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Northrim BanCorp, Inc. have an economic moat?
Northrim BanCorp, Inc. (NRIM) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Northrim BanCorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Northrim BanCorp, Inc. (NRIM) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Northrim BanCorp, Inc. in?
Northrim BanCorp, Inc. (NRIM) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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