Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BWB
HoldHot AirBridgewater Bancshares, Inc. · Financial Services · United States · $594M · Avg Vol: $3M/d
COMPANY DESCRIPTION
Bridgewater Bancshares, Inc. is the holding company for Bridgewater Bank, a community bank primarily serving the Minneapolis-St. Paul metropolitan area. The bank differentiates itself with a high-touch, relationship-based banking model, specializing in commercial real estate and business banking for entrepreneurs and small-to-mid-sized businesses. This focused approach allows it to cultivate strong client loyalty and capture specific market segments.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 135.3M | 109.8M | 107.7M | 142.0M | 1.6% | 157.8M | 174.2M | 194.9M | 17.2% |
| EPS | 1.78 | 1.29 | 1.05 | 1.53 | -4.9% | 1.84 | 1.85 | 2.13 | 18.1% |
| Shares | 27.8M | 27.7M | 27.6M | 27.8M | +0.0% | 27.9M | — | — | — |
| Debt | 189.7M | 412.5M | 452.9M | 508.2M | 38.9% | 443.8M | — | — | — |
| Equity | 394.1M | 425.5M | 457.9M | 517.1M | 9.5% | — | — | — | — |
| Op CF | 85.0M | 30.0M | 46.4M | 27.8M | -31.1% | 43.1M | — | — | — |
| Inv CF | -938.2M | -209.2M | -95.2M | -417.5M | — | — | — | — | — |
| Fin CF | 796.8M | 220.7M | 150.1M | 283.4M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BWB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BWB | Bridgewater Bancshares, Inc.(you) | $594M | 59 | Hold |
| SFST | Southern First Bancshares, Inc. | $590M | 57 | Hold |
| UNTY | Unity Bancorp, Inc. | $590M | 62 | Hold |
| AROW | Arrow Financial Corporation | $611M | 61 | Hold |
| MSBI | Midland States Bancorp, Inc. | $685M | 59 | Hold |
| RRBI | Red River Bancshares, Inc. | $663M | 61 | Hold |
| HBCP | Home Bancorp, Inc. | $547M | 62 | Hold |
| PDLB | Ponce Financial Group, Inc. | $495M | 56 | Hold |
| NRIM | Northrim BanCorp, Inc. | $571M | 65 | Buy |
| HTB | HomeTrust Bancshares, Inc. | $776M | 61 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%