Hawthorn Bancshares, Inc. (HWBK) — Stock Score Summary

Hawthorn Bancshares, Inc. (HWBK) has a MoatMap StockRank of 55/100 based on Quality (47/100), Value (38/100), and Momentum (56/100) factor scores. The current signal is HOLD. Hawthorn Bancshares is a small regional bank lacking scale and a durable economic moat. It is highly vulnerable to local credit cycles and net interest margin compression, with no alignment to our high-conviction macro themes.

Hawthorn Bancshares, Inc. operates as a community bank holding company, providing comprehensive commercial and retail banking services through its subsidiary, Hawthorn Bank, across multiple markets in Missouri. The company's strength lies in its deep local roots, relationship-based banking approach, and a diversified loan portfolio serving both businesses and individuals.

Key Financial Metrics

Price$36.15
Market Cap$255M
P/E (TTM)10.14
Price/Book1.39
Return on Equity14.7%
Gross Margin0.0%
Operating Margin35.4%
Revenue Growth5.4%
Dividend Yield2.3%

Hawthorn Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Hawthorn Bancshares, Inc.’s (HWBK) StockRank?
MoatMap’s StockRank for Hawthorn Bancshares, Inc. (HWBK) is 55/100, with a Hold signal. It is a composite of Quality (47), Value (38), and Momentum (56) factor ranks across MoatMap’s 19,000+ stock universe.
Does Hawthorn Bancshares, Inc. have an economic moat?
Hawthorn Bancshares, Inc. (HWBK) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Hawthorn Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Hawthorn Bancshares, Inc. (HWBK) is Hold, based on a StockRank of 55/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Hawthorn Bancshares, Inc. in?
Hawthorn Bancshares, Inc. (HWBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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