Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
HWBK
Strong BuyPremium GrowerFLAGHawthorn Bancshares, Inc. · Financial Services · United States · $270M · Avg Vol: $584K/d
Hawthorn Bancshares has quality Q61 and strong momentum M72 with a small buyback, but value at V48 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
Hawthorn Bancshares, Inc. operates as a community bank holding company, providing comprehensive commercial and retail banking services through its subsidiary, Hawthorn Bank, across multiple markets in Missouri. The company's strength lies in its deep local roots, relationship-based banking approach, and a diversified loan portfolio serving both businesses and individuals.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | — | 72.7M | 55.1M | 72.9M | 80.3M | 3.4% | 83.9M |
| EPS | 3.14 | 2.94 | 0.14 | 2.61 | 3.44 | 2.3% | 3.67 |
| Shares | — | 7.0M | 7.0M | 7.0M | 6.9M | -2.0% | 7.3M |
| Debt | — | 149.0M | 157.7M | 132.7M | 155.5M | 1.4% | 83.6M |
| Equity | — | 127.4M | 136.1M | 149.5M | 174.2M | 11.0% | — |
| Op CF | — | 20.3M | 17.6M | 25.6M | 26.9M | 9.9% | 33.6M |
| Inv CF | — | -206.5M | 54.2M | 1.3M | -6.9M | — | — |
| Fin CF | — | 110.1M | -62.1M | -69.3M | 33.3M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HWBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| HWBK | Hawthorn Bancshares, Inc.(you) | $270M | 87 | Strong Buy |
| BPRN | Princeton Bancorp, Inc. | $288M | 85 | Strong Buy |
| CFFI | C&F Financial Corporation | $298M | 84 | Strong Buy |
| FDBC | Fidelity D & D Bancorp, Inc. | $312M | 90 | Strong Buy |
| VABK | Virginia National Bankshares Corporation | $251M | 94 | Strong Buy |
| LARK | Landmark Bancorp, Inc. | $193M | 85 | Strong Buy |
| OPBK | OP Bancorp | $226M | 81 | Strong Buy |
| FNLC | The First Bancorp, Inc. | $392M | 89 | Strong Buy |
| FRST | Primis Financial Corp. | $397M | 84 | Strong Buy |
| CZFS | Citizens Financial Services, Inc. | $390M | 90 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%