Ames National Corporation (ATLO) — Stock Score Summary

Ames National Corporation (ATLO) has a MoatMap StockRank of 80/100 based on Quality (42/100), Value (37/100), and Momentum (82/100) factor scores. The current signal is BUY. Ames National is a micro-cap US regional bank. It lacks scale, operates in a highly commoditized industry, and has no exposure to structural growth drivers or our macro themes.

Ames National Corporation is a bank holding company operating several community banks primarily in central Iowa, offering a full suite of traditional banking services including commercial, agricultural, and real estate lending, alongside deposit products. The company benefits from deep-rooted local relationships and a strong understanding of its regional market, which provides a durable competitive advantage against larger national banks. Its conservative operating strategy and focus on community needs underpin its stable market position.

Key Financial Metrics

Price$29.17
Market Cap$255M
P/E (TTM)12.05
P/E (Forward)10.34
Price/Book1.24
Return on Equity11.0%
Gross Margin0.0%
Operating Margin43.1%
Revenue Growth28.0%
Dividend Yield3.3%

Ames National Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Ames National Corporation’s (ATLO) StockRank?
MoatMap’s StockRank for Ames National Corporation (ATLO) is 80/100, with a Buy signal. It is a composite of Quality (42), Value (37), and Momentum (82) factor ranks across MoatMap’s 19,000+ stock universe.
Does Ames National Corporation have an economic moat?
Ames National Corporation (ATLO) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ames National Corporation a buy, hold, or sell?
MoatMap’s current signal for Ames National Corporation (ATLO) is Buy, based on a StockRank of 80/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Ames National Corporation in?
Ames National Corporation (ATLO) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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