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NECB

BUY

Northeast Community Bancorp, Inc. · Financial Services · United States · $369M · Avg Vol: $1M/d

76
StockRank
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Q
55
V
64
M
51
P/E (TTM)
8.3x
ROE
12.8%
D/E
0.2x
Dividend %
3.0%
Dir. Trades · 180d
−$81.8K →
Buybacks · 180d
$5.8M →

COMPANY DESCRIPTION

Northeast Community Bancorp is the holding company for Northeast Community Bank, a federally chartered savings bank operating in New York and Massachusetts. The bank specializes in multi-family residential construction lending, particularly for affordable housing developments in the metropolitan New York area. Its competitive moat is built on deep local market expertise, conservative underwriting standards, and a highly specialized niche in construction finance.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue65.5M101.0M105.6M104.8M17.0%104.6M106.0M114.3M4.4%
EPS1.613.323.643.3527.7%3.213.293.715.3%
Shares16.0M12.8M12.7M13.4M-16.2%13.8M———
Debt23.9M69.2M4.7M75.2M46.6%25.1M———
Equity262.0M279.3M318.3M351.7M10.3%————
Op CF27.5M42.8M48.7M52.6M24.1%52.1M———
Inv CF-256.6M-357.8M-234.0M-52.0M—————
Fin CF172.1M288.4M194.9M2.4M—————
Loading 1Y...
PRICE (1Y)+2.8%
25.3926.1226.8527.5928.32Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$26.72
RSI (14)
49.6
52W High
$28.68
From 52W High
0.9%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
2.2%*57.9
ROE
12.8%66.9
GP/Assets
5.1%N/A
Op. Margin
56.4%77.5
FCF/Assets
2.5%N/A
Piotroski
320.3
Int. Cover
—50.0
D/E Ratio
0.21xN/A
Current Ratio
bankN/A
Value
64
P/E (TTM)
8.3x77.7
EV/EBITDA
bankN/A
P/FCF
7.3xN/A
P/B
0.9x67.8
P/S
3.5x54.0
Div Yield
3.0%38.8
Momentum
51
52W High %
93%50.5
RS 6M
10%75.3
SMA 50/200
1.10x76.4
EPS Rev 4W
-1.4%29.8
EPS Rev 12W
—N/A
EPS Improve
+11%34.2
Q Growth
-6%24.8

FUNDAMENTALS

Market Cap
$369M
P/E (Forward)
7.5x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NECB are excluded.

TickerCompanyMkt CapStockRankSignal
NECBNortheast Community Bancorp, Inc.(you)$369M76BUY
PCBPCB Bancorp$400M76BUY
WSBFWaterstone Financial, Inc.$362M79BUY
COSOCoastalSouth Bancshares, Inc.$325M75BUY
FVCBFVCBankcorp, Inc.$324M78BUY
NWFLNorwood Financial Corp.$355M80STRONG BUY
PLBCPlumas Bancorp$427M79BUY
CBKCommercial Bancgroup, Inc.$454M74BUY
JMSBJohn Marshall Bancorp, Inc.$315M72BUY
OBTOrange County Bancorp, Inc.$505M75BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Northeast Community Bancorp, Inc. (NECB) — Stock Score Summary

Northeast Community Bancorp, Inc. (NECB) has a MoatMap StockRank of 76/100 based on Quality (55/100), Value (64/100), and Momentum (51/100) factor scores. The current signal is BUY.

Northeast Community Bancorp is the holding company for Northeast Community Bank, a federally chartered savings bank operating in New York and Massachusetts. The bank specializes in multi-family residential construction lending, particularly for affordable housing developments in the metropolitan New York area. Its competitive moat is built on deep local market expertise, conservative underwriting standards, and a highly specialized niche in construction finance.

Key Financial Metrics

Price$26.72
Market Cap$369M
P/E (TTM)8.34
P/E (Forward)7.50
Price/Book0.93
Return on Equity12.8%
Debt/Equity0.21x
Operating Margin56.4%
Revenue Growth-1.3%
Dividend Yield3.0%
Free Cash Flow$51M

Northeast Community Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Northeast Community Bancorp, Inc.’s (NECB) StockRank?
MoatMap’s StockRank for Northeast Community Bancorp, Inc. (NECB) is 76/100, with a Buy signal. It is a composite of Quality (55), Value (64), and Momentum (51) factor ranks across MoatMap’s 20,000+ stock universe.
Does Northeast Community Bancorp, Inc. have an economic moat?
Northeast Community Bancorp, Inc. (NECB) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Northeast Community Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Northeast Community Bancorp, Inc. (NECB) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Northeast Community Bancorp, Inc. in?
Northeast Community Bancorp, Inc. (NECB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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