Northeast Community Bancorp, Inc. (NECB) has a MoatMap StockRank of 79/100 based on Quality (52/100), Value (48/100), and Momentum (61/100) factor scores. The current signal is BUY. Northeast Community Bancorp is a regional thrift institution lacking any structural alignment with our high-conviction macro themes. It lacks a durable economic moat and is highly exposed to localized real estate lending cycles.
Northeast Community Bancorp is the holding company for Northeast Community Bank, a federally chartered savings bank operating in New York and Massachusetts. The bank specializes in multi-family residential construction lending, particularly for affordable housing developments in the metropolitan New York area. Its competitive moat is built on deep local market expertise, conservative underwriting standards, and a highly specialized niche in construction finance.
| Price | $24.55 |
| Market Cap | $337M |
| P/E (TTM) | 7.65 |
| P/E (Forward) | 6.78 |
| Price/Book | 0.85 |
| Return on Equity | 12.8% |
| Gross Margin | 0.0% |
| Operating Margin | 56.4% |
| Revenue Growth | -1.3% |
| Dividend Yield | 3.3% |
Northeast Community Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).