Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MUTHOOTFIN.NS
SellFallen FavouriteMuthoot Finance Limited · Financial Services · India · $12.3B · Avg Vol: $36M/d
32
StockRankGet insider-trade alerts
Q
58
V
32
M
33
P/E (TTM)
9.9x
ROE
31.7%
D/E
3.9x
Dividend %
1.1%
COMPANY DESCRIPTION
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small business, home, corporate business, SME, and vehicle loans, as well as loans against property; insurance products, such as health, home, vehicle, life,...
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.1B | 96.6B | 128.5B | 202.6B | 38.0% | 205.9B | 224.4B | 256.5B | 12.5% |
| EPS (INR) | 89.99 | 107.72 | 132.84 | 263.79 | 43.1% | 286.64 | 285.63 | 319.25 | 10.0% |
| Shares | 401.4M | 401.5M | 401.5M | 401.5M | +0.0% | 401.5M | — | — | — |
| Debt | 555.1B | 677.4B | 988.2B | 1.5T | 39.6% | 1.6T | — | — | — |
| Equity | 216.7B | 251.1B | 293.7B | 391.3B | 21.8% | — | — | — | — |
| Op CF | -28.0B | -136.1B | -265.2B | -473.9B | — | -476.1B | — | — | — |
| Inv CF | 1.8B | 453.6M | -13.8B | 24.6B | — | — | — | — | — |
| Fin CF | 4.0B | 118.1B | 300.4B | 493.2B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-8.9%
SMA 50SMA 200
Close
$29.74
RSI (14)
37.7
52W High
$43.07
From 52W High
0.7%
SCORE BREAKDOWN
Quality
58
ROIC (ROA)
6.4%*78.9
ROE
31.7%94.2
GP/Assets
10.5%75.0
Op. Margin
74.6%86.0
FCF/Assets
-24.3%2.6
Piotroski
446.2
Int. Cover
—N/A
D/E Ratio
3.94x6.0
Current Ratio
106.85x97.6
Value
32
P/E (TTM)
9.9x69.5
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
2.8x16.8
P/S
5.5x30.1
Div Yield
1.1%11.3
Momentum
33
52W High %
69%15.3
RS 6M
-7%39.7
SMA 50/200
0.89x9.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+12%38.1
Q Growth
39%67.7
FUNDAMENTALS
Market Cap
$12.3B
P/E (Forward)
8.8x
Gross Margin
100.0%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MUTHOOTFIN.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MUTHOOTFIN.NS | Muthoot Finance Limited(you) | $12.3B | 32 | Sell |
| TATACAP.NS | Tata Capital Limited | $16.4B | 35 | Hold |
| LTF.NS | L&T Finance Limited | $8.2B | 36 | Hold |
| PFC.NS | Power Finance Corporation Limited | $12.4B | 47 | Hold |
| CHOLAFIN.NS | Cholamandalam Investment and Finance Company Limited | $16.4B | 42 | Hold |
| HDBFS.NS | HDB Financial Services Limited | $6.0B | 31 | Sell |
| RECLTD.NS | REC Limited | $8.8B | 47 | Hold |
| IRFC.NS | Indian Railway Finance Corporation Limited | $11.3B | 11 | Strong Sell |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| SBICARD.NS | SBI Cards and Payment Services Limited | $6.7B | 21 | Sell |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%