Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TATACAP.NS
HoldHot AirTata Capital Limited · Financial Services · India · $16.4B · Avg Vol: $5M/d
35
StockRankGet insider-trade alerts
Q
41
V
13
M
72
P/E (TTM)
28.3x
ROE
10.6%
D/E
5.0x
Dividend %
0.2%
COMPANY DESCRIPTION
Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 122.2B | 170.5B | 269.3B | 297.5B | 34.5% | 136.8B | 372.7B | 598.6B | 41.9% |
| EPS (INR) | — | — | — | 11.76 | — | 12.87 | 16.25 | 21.17 | 34.2% |
| Shares | — | — | — | 4.2B | — | 4.2B | — | — | — |
| Debt | 1.1T | 1.4T | 2.0T | 2.3T | 28.8% | 2.4T | — | — | — |
| Equity | — | — | 330.5B | 458.6B | 38.8% | — | — | — | — |
| Op CF | — | — | -300.9B | -379.6B | — | -381.4B | — | — | — |
| Inv CF | — | — | 1.8B | 2.7B | — | — | — | — | — |
| Fin CF | — | — | — | 318.5B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+0.6%
SMA 50SMA 200
Close
$3.80
RSI (14)
46.7
52W High
$4.08
From 52W High
0.9%
SCORE BREAKDOWN
Quality
41
ROIC
3.7%68.2
ROE
10.6%53.1
GP/Assets
4.7%52.7
Op. Margin
57.1%76.5
FCF/Assets
-13.4%4.6
Piotroski
321.0
Int. Cover
9.0x49.2
D/E Ratio
5.03x4.3
Current Ratio
1.16x36.0
Value
13
P/E (TTM)
28.3x14.6
EV/EBITDA
47.6x7.4
P/FCF
—N/A
P/B
3.3x14.0
P/S
11.2x13.9
Div Yield
0.2%1.2
Momentum
72
52W High %
93%60.0
RS 6M
18%83.6
SMA 50/200
1.07x62.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+66%78.2
Q Growth
56%75.7
FUNDAMENTALS
Market Cap
$16.4B
P/E (Forward)
17.0x
Gross Margin
40.8%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TATACAP.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TATACAP.NS | Tata Capital Limited(you) | $16.4B | 35 | Hold |
| CHOLAFIN.NS | Cholamandalam Investment and Finance Company Limited | $16.4B | 42 | Hold |
| MUTHOOTFIN.NS | Muthoot Finance Limited | $12.3B | 32 | Sell |
| LTF.NS | L&T Finance Limited | $8.2B | 36 | Hold |
| SHRIRAMFIN.NS | Shriram Finance Limited | $25.5B | 42 | Hold |
| PFC.NS | Power Finance Corporation Limited | $12.4B | 47 | Hold |
| RECLTD.NS | REC Limited | $8.8B | 47 | Hold |
| HDBFS.NS | HDB Financial Services Limited | $6.0B | 31 | Sell |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| IRFC.NS | Indian Railway Finance Corporation Limited | $11.3B | 11 | Strong Sell |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%