Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
LTF.NS
HoldHot AirL&T Finance Limited · Financial Services · India · $8.2B · Avg Vol: $15M/d
36
StockRankGet insider-trade alerts
Q
39
V
20
M
70
P/E (TTM)
24.5x
ROE
10.7%
D/E
3.9x
Dividend %
0.9%
COMPANY DESCRIPTION
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 65.2B | 78.6B | 96.7B | 106.4B | 17.7% | 96.7B | 131.5B | 158.2B | 22.0% |
| EPS (INR) | 6.56 | 9.34 | 10.61 | 11.92 | 22.0% | 12.73 | 15.57 | 19.46 | 27.8% |
| Shares | 2.5B | 2.5B | 2.5B | 2.5B | +1.0% | 2.5B | — | — | — |
| Debt | 831.0B | 766.0B | 923.7B | 1.1T | 9.9% | 1.1T | — | — | — |
| Equity | 215.3B | 234.4B | 255.6B | 279.8B | 9.1% | — | — | — | — |
| Op CF | 67.2B | 6.9B | -165.9B | -141.9B | -89.8% | -142.5B | — | — | — |
| Inv CF | -3.3B | 8.5B | 4.7B | 3.7B | — | — | — | — | — |
| Fin CF | -16.6B | -70.5B | 154.2B | 154.2B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+0.0%
SMA 50SMA 200
Close
$3.26
RSI (14)
44.5
52W High
$3.54
From 52W High
0.9%
SCORE BREAKDOWN
Quality
39
ROIC (ROA)
2.1%*57.6
ROE
10.7%53.7
GP/Assets
6.7%64.8
Op. Margin
45.9%65.4
FCF/Assets
-10.1%5.7
Piotroski
11.4
Int. Cover
—N/A
D/E Ratio
3.93x6.0
Current Ratio
—N/A
Value
20
P/E (TTM)
24.5x18.0
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
2.8x16.9
P/S
8.1x20.3
Div Yield
0.9%9.0
Momentum
70
52W High %
92%54.6
RS 6M
23%88.1
SMA 50/200
1.08x65.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+54%75.0
Q Growth
29%60.6
FUNDAMENTALS
Market Cap
$8.2B
P/E (Forward)
15.9x
Gross Margin
99.5%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of LTF.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| LTF.NS | L&T Finance Limited(you) | $8.2B | 36 | Hold |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| HDBFS.NS | HDB Financial Services Limited | $6.0B | 31 | Sell |
| RECLTD.NS | REC Limited | $8.8B | 47 | Hold |
| MUTHOOTFIN.NS | Muthoot Finance Limited | $12.3B | 32 | Sell |
| TATACAP.NS | Tata Capital Limited | $16.4B | 35 | Hold |
| PFC.NS | Power Finance Corporation Limited | $12.4B | 47 | Hold |
| SBICARD.NS | SBI Cards and Payment Services Limited | $6.7B | 21 | Sell |
| CHOLAFIN.NS | Cholamandalam Investment and Finance Company Limited | $16.4B | 42 | Hold |
| PIRAMALFIN.NS | Piramal Finance Limited | $5.7B | 50 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%