Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
RECLTD.NS
HoldBargain BinREC Limited · Financial Services · India · $8.8B · Avg Vol: $18M/d
47
StockRankGet insider-trade alerts
Q
49
V
54
M
37
P/E (TTM)
5.2x
ROE
19.2%
D/E
6.1x
Dividend %
5.7%
COMPANY DESCRIPTION
REC Limited, together with its subsidiaries, engages in the provision of financing services for power generation, transmission, distribution, infrastructure, and logistics projects in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 146.0B | 172.4B | 219.0B | 218.3B | 14.4% | 233.8B | 223.2B | 244.4B | 5.8% |
| EPS (INR) | 42.28 | 53.59 | 60.20 | 61.81 | 13.5% | 61.05 | 64.86 | 70.84 | 7.1% |
| Shares | 2.6B | 2.6B | 2.6B | 2.6B | 0.0% | — | — | — | — |
| Debt | 3.8T | 4.5T | 5.0T | 5.1T | 10.6% | 5.2T | — | — | — |
| Equity | 581.2B | 693.5B | 783.8B | 850.5B | 13.5% | — | — | — | — |
| Op CF | -373.6B | -577.2B | -390.6B | 59.7B | — | 60.0B | — | — | — |
| Inv CF | -9.4B | -18.3B | -13.0B | -33.1B | — | — | — | — | — |
| Fin CF | 381.2B | 595.9B | 400.3B | -23.8B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-15.5%
SMA 50SMA 200
Close
$3.28
RSI (14)
36.1
52W High
$3.99
From 52W High
0.8%
SCORE BREAKDOWN
Quality
49
ROIC (ROA)
2.5%*61.7
ROE
19.2%83.5
GP/Assets
3.6%38.0
Op. Margin
96.9%97.0
FCF/Assets
0.9%39.4
Piotroski
446.2
Int. Cover
—N/A
D/E Ratio
6.07x3.2
Current Ratio
—N/A
Value
54
P/E (TTM)
5.2x90.7
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.0x62.7
P/S
—N/A
Div Yield
5.7%70.5
Momentum
37
52W High %
82%29.9
RS 6M
-2%50.3
SMA 50/200
1.00x30.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+17%45.4
Q Growth
-6%22.1
FUNDAMENTALS
Market Cap
$8.8B
P/E (Forward)
4.4x
Gross Margin
98.6%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RECLTD.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| RECLTD.NS | REC Limited(you) | $8.8B | 47 | Hold |
| PFC.NS | Power Finance Corporation Limited | $12.4B | 47 | Hold |
| PIRAMALFIN.NS | Piramal Finance Limited | $5.7B | 50 | Hold |
| LTF.NS | L&T Finance Limited | $8.2B | 36 | Hold |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| CHOLAFIN.NS | Cholamandalam Investment and Finance Company Limited | $16.4B | 42 | Hold |
| MUTHOOTFIN.NS | Muthoot Finance Limited | $12.3B | 32 | Sell |
| HDBFS.NS | HDB Financial Services Limited | $6.0B | 31 | Sell |
| TATACAP.NS | Tata Capital Limited | $16.4B | 35 | Hold |
| SHRIRAMFIN.NS | Shriram Finance Limited | $25.5B | 42 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%