Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NKSH
BuyPremium GrowerNational Bankshares, Inc. · Financial Services · United States · $261M · Avg Vol: $2M/d
74
StockRankGet insider-trade alerts
Q
59
V
45
M
65
P/E (TTM)
13.2x
ROE
11.3%
D/E
0.0x
Dividend %
3.7%
COMPANY DESCRIPTION
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59.4M | 46.6M | 45.4M | 55.6M | -2.2% | 60.6M | — | — | — |
| EPS | 4.33 | 2.66 | 1.24 | 2.49 | -16.8% | 3.19 | 3.30 | 3.64 | 20.9% |
| Shares | 5.9M | 5.9M | 6.4M | 6.4M | +8.1% | 6.4M | — | — | — |
| Debt | — | — | — | — | — | — | — | — | — |
| Equity | 122.7M | 140.5M | 156.4M | 184.9M | 14.7% | — | — | — | — |
| Op CF | 29.5M | 15.5M | 9.4M | 17.9M | -15.4% | 20.1M | — | — | — |
| Inv CF | -129.7M | 53.2M | 15.8M | -39.2M | — | — | — | — | — |
| Fin CF | 32.9M | -53.5M | -3.7M | -27.6M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+5.6%
SMA 50SMA 200
Close
$42.01
RSI (14)
57.9
52W High
$43.31
From 52W High
1.0%
SCORE BREAKDOWN
Quality
59
ROIC (ROA)
1.1%*39.6
ROE
11.3%57.1
GP/Assets
3.3%N/A
Op. Margin
41.4%59.3
FCF/Assets
0.9%N/A
Piotroski
693.9
Int. Cover
—50.0
D/E Ratio
0.00xN/A
Current Ratio
bankN/A
Value
45
P/E (TTM)
13.2x48.1
EV/EBITDA
bankN/A
P/FCF
15.7xN/A
P/B
1.4x40.8
P/S
4.4x39.4
Div Yield
3.7%50.0
Momentum
65
52W High %
97%86.4
RS 6M
2%58.6
SMA 50/200
1.10x71.5
EPS Rev 4W
0.0%27.7
EPS Rev 12W
—N/A
EPS Improve
+21%50.9
Q Growth
120%87.1
FUNDAMENTALS
Market Cap
$261M
P/E (Forward)
10.9x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NKSH are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NKSH | National Bankshares, Inc.(you) | $261M | 74 | Buy |
| FRAF | Franklin Financial Services Corporation | $279M | 74 | Buy |
| PEBK | Peoples Bancorp of North Carolina, Inc. | $233M | 74 | Buy |
| ATLO | Ames National Corporation | $280M | 72 | Buy |
| FUNC | First United Corporation | $279M | 71 | Buy |
| LCNB | LCNB Corp. | $277M | 69 | Buy |
| CBNA | Chain Bridge Bancorp, Inc. | $300M | 77 | Buy |
| NEWT | NewtekOne, Inc. | $344M | 73 | Buy |
| QNBC | QNB Corp. | $281M | 69 | Buy |
| BVFL | BV Financial, Inc. | $181M | 74 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%