ECB Bancorp, Inc. (ECBK) — Stock Score Summary

ECB Bancorp, Inc. (ECBK) has a MoatMap StockRank of 44/100 based on Quality (34/100), Value (34/100), and Momentum (63/100) factor scores. The current signal is HOLD. ECB Bancorp is a micro-cap mutual holding bank with low liquidity and no structural growth drivers, failing all our qualitative and quantitative screens.

ECB Bancorp, Inc. is the holding company for Everett Co-operative Bank, a community-oriented bank providing traditional banking services to individuals and businesses in Massachusetts. Its offerings include deposit products, residential and commercial real estate loans, and other financial services. The bank's competitive advantage stems from its deep understanding of local market needs and strong customer relationships.

Key Financial Metrics

Price$18.97
Market Cap$160M
P/E (TTM)15.58
Price/Book0.90
Return on Equity5.6%
Gross Margin0.0%
Operating Margin45.1%
Revenue Growth44.4%

ECB Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is ECB Bancorp, Inc.’s (ECBK) StockRank?
MoatMap’s StockRank for ECB Bancorp, Inc. (ECBK) is 44/100, with a Hold signal. It is a composite of Quality (34), Value (34), and Momentum (63) factor ranks across MoatMap’s 19,000+ stock universe.
Does ECB Bancorp, Inc. have an economic moat?
ECB Bancorp, Inc. (ECBK) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is ECB Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for ECB Bancorp, Inc. (ECBK) is Hold, based on a StockRank of 44/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is ECB Bancorp, Inc. in?
ECB Bancorp, Inc. (ECBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).