Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

FVCB

BUY

FVCBankcorp, Inc. · Financial Services · United States · $324M · Avg Vol: $3M/d

78
StockRank
Get insider-trade alerts
Q
58
V
40
M
75
P/E (TTM)
13.7x
ROE
9.3%
D/E
0.1x
Dividend %
1.4%

COMPANY DESCRIPTION

FVCBankcorp, Inc. is the bank holding company for FVCbank, a community bank serving businesses and professionals in the greater Washington D.C. metropolitan area. The bank provides a full range of commercial and retail banking services, including deposit products, commercial real estate loans, and lines of credit. Its competitive moat is built on strong client relationships, localized decision-making, and a focus on personalized service within its attractive and affluent market, fostering loyalty among its target clientele.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue61.0M68.1M42.1M57.7M66.2M2.0%68.4M77.0M82.6M11.7%
EPS1.291.430.220.831.22-1.3%1.281.561.6215.3%
Shares17.2M17.5M17.8M18.2M17.9M+4.4%18.0M
Debt55.6M265.0M113.9M76.3M25.2M-17.9%32.2M
Equity209.8M202.4M217.1M235.4M253.6M4.9%
Op CF19.4M22.4M16.3M18.2M23.9M5.2%26.1M
Inv CF-344.3M-225.8M149.2M-8.9M-94.7M
Fin CF328.7M186.1M-164.7M-9.2M68.3M
Loading 1Y...
PRICE (1Y)+13.3%
16.3816.9817.5818.1818.78Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$18.78
RSI (14)
75.2
52W High
$18.83
From 52W High
1.0%

SCORE BREAKDOWN

Quality
58
ROIC (ROA)
1.0%*37.5
ROE
9.3%47.9
GP/Assets
3.0%N/A
Op. Margin
47.5%68.7
FCF/Assets
1.1%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.10xN/A
Current Ratio
bankN/A
Value
40
P/E (TTM)
13.7x47.3
EV/EBITDA
bankN/A
P/FCF
12.4xN/A
P/B
1.2x46.9
P/S
4.6x40.2
Div Yield
1.4%12.5
Momentum
75
52W High %
100%92.4
RS 6M
19%79.1
SMA 50/200
1.13x83.6
EPS Rev 4W
0.0%69.8
EPS Rev 12W
+1.3%70.1
EPS Improve
+25%53.1
Q Growth
24%58.0

FUNDAMENTALS

Market Cap
$324M
P/E (Forward)
11.0x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FVCB are excluded.

TickerCompanyMkt CapStockRankSignal
FVCBFVCBankcorp, Inc.(you)$324M78BUY
WSBFWaterstone Financial, Inc.$362M79BUY
FUNCFirst United Corporation$288M79BUY
BPRNPrinceton Bancorp, Inc.$278M78BUY
COSOCoastalSouth Bancshares, Inc.$325M75BUY
NWFLNorwood Financial Corp.$355M80STRONG BUY
NECBNortheast Community Bancorp, Inc.$369M76BUY
CFFIC&F Financial Corporation$254M77BUY
PCBPCB Bancorp$400M76BUY
PLBCPlumas Bancorp$427M79BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

FVCBankcorp, Inc. (FVCB) — Stock Score Summary

FVCBankcorp, Inc. (FVCB) has a MoatMap StockRank of 78/100 based on Quality (58/100), Value (40/100), and Momentum (75/100) factor scores. The current signal is BUY.

FVCBankcorp, Inc. is the bank holding company for FVCbank, a community bank serving businesses and professionals in the greater Washington D.C. metropolitan area. The bank provides a full range of commercial and retail banking services, including deposit products, commercial real estate loans, and lines of credit. Its competitive moat is built on strong client relationships, localized decision-making, and a focus on personalized service within its attractive and affluent market, fostering loyalty among its target clientele.

Key Financial Metrics

Price$18.78
Market Cap$324M
P/E (TTM)13.70
P/E (Forward)11.00
Price/Book1.21
Return on Equity9.3%
Debt/Equity0.10x
Operating Margin47.5%
Revenue Growth16.7%
Dividend Yield1.4%
Free Cash Flow$26M

FVCBankcorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is FVCBankcorp, Inc.’s (FVCB) StockRank?
MoatMap’s StockRank for FVCBankcorp, Inc. (FVCB) is 78/100, with a Buy signal. It is a composite of Quality (58), Value (40), and Momentum (75) factor ranks across MoatMap’s 20,000+ stock universe.
Does FVCBankcorp, Inc. have an economic moat?
FVCBankcorp, Inc. (FVCB) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is FVCBankcorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for FVCBankcorp, Inc. (FVCB) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is FVCBankcorp, Inc. in?
FVCBankcorp, Inc. (FVCB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).