C&F Financial Corporation (CFFI) — Stock Score Summary

C&F Financial Corporation (CFFI) has a MoatMap StockRank of 48/100 based on Quality (41/100), Value (47/100), and Momentum (47/100) factor scores. The current signal is HOLD. C&F Financial is a small-cap regional bank. It lacks the scale, network effects, and structural cost advantages required for a high-conviction financial holding, and is highly sensitive to local real estate and interest rate cycles.

C&F Financial Corporation is a financial holding company providing comprehensive banking, mortgage lending, and wealth management services primarily through its subsidiary, C&F Bank. As a regional bank focused on Virginia, it leverages deep local market presence and relationship banking to serve individuals and small businesses effectively. Its diverse revenue streams also include auto financing.

Key Financial Metrics

Price$70.38
Market Cap$242M
P/E (TTM)8.50
Price/Book0.91
Return on Equity11.3%
Gross Margin0.0%
Operating Margin25.5%
Revenue Growth10.4%
Dividend Yield2.6%

C&F Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is C&F Financial Corporation’s (CFFI) StockRank?
MoatMap’s StockRank for C&F Financial Corporation (CFFI) is 48/100, with a Hold signal. It is a composite of Quality (41), Value (47), and Momentum (47) factor ranks across MoatMap’s 19,000+ stock universe.
Does C&F Financial Corporation have an economic moat?
C&F Financial Corporation (CFFI) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is C&F Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for C&F Financial Corporation (CFFI) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is C&F Financial Corporation in?
C&F Financial Corporation (CFFI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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