Onity Group Inc. (ONIT) — Stock Score Summary

Onity Group Inc. (ONIT) has a MoatMap StockRank of 31/100 based on Quality (52/100), Value (53/100), and Momentum (13/100) factor scores. The current signal is SELL. Onity Group is a small-cap financial services provider lacking a clear competitive moat or alignment with our core macro themes. The quant model indicates a sell signal, and there is no asymmetric macro tailwind to justify a position.

Onity Group Inc. is a leading non-bank mortgage servicer and originator, specializing in the servicing of subprime and special-use residential mortgages. The company leverages its proprietary servicing platforms to manage complex, high-touch loan portfolios on behalf of institutional investors. Its competitive advantage lies in its highly scalable operational infrastructure and its specialized expertise in loss mitigation and loan modification strategies.

Key Financial Metrics

Price$36.73
Market Cap$296M
P/E (TTM)1.88
P/E (Forward)3.75
Price/Book0.49
Return on Equity29.4%
Return on Invested Capital1.5%
Debt/Equity2374.89
Gross Margin94.2%
Operating Margin55.1%
Revenue Growth17.8%
Free Cash Flow$-1.9B

Onity Group Inc. operates in the Mortgage Finance industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Onity Group Inc.’s (ONIT) StockRank?
MoatMap’s StockRank for Onity Group Inc. (ONIT) is 31/100, with a Sell signal. It is a composite of Quality (52), Value (53), and Momentum (13) factor ranks across MoatMap’s 19,000+ stock universe.
Does Onity Group Inc. have an economic moat?
Onity Group Inc. (ONIT) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Onity Group Inc. a buy, hold, or sell?
MoatMap’s current signal for Onity Group Inc. (ONIT) is Sell, based on a StockRank of 31/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Onity Group Inc. in?
Onity Group Inc. (ONIT) operates in the Financial Services sector, specifically the Mortgage Finance industry (United States).