UWM Holdings Corporation (UWMC) — Stock Score Summary

UWM Holdings Corporation (UWMC) has a MoatMap StockRank of 37/100 based on Quality (57/100), Value (49/100), and Momentum (18/100) factor scores. The current signal is HOLD. UWM Holdings is a US mortgage lender. It is highly sensitive to interest rate cycles and mortgage origination volumes, lacking any structural tailwinds from our identified macro themes.

UWM Holdings is the parent company of United Wholesale Mortgage (UWM), the largest residential mortgage lender in the United States and the dominant player in the wholesale mortgage channel. The company operates exclusively through the independent mortgage broker channel, utilizing its proprietary technology platform, EASE, to deliver industry-leading loan closing speeds. Its massive scale and technology-driven operational efficiency allow it to maintain profitability even during high-interest-rate cycles.

Key Financial Metrics

Price$2.48
Market Cap$5.1B
P/E (TTM)8.73
P/E (Forward)5.10
Price/Book3.53
Return on Equity40.9%
Debt/Equity1033.13
Gross Margin100.0%
Operating Margin40.7%
Revenue Growth24.4%
Dividend Yield15.3%
Free Cash Flow$-1.1B

UWM Holdings Corporation operates in the Mortgage Finance industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is UWM Holdings Corporation’s (UWMC) StockRank?
MoatMap’s StockRank for UWM Holdings Corporation (UWMC) is 37/100, with a Hold signal. It is a composite of Quality (57), Value (49), and Momentum (18) factor ranks across MoatMap’s 19,000+ stock universe.
Does UWM Holdings Corporation have an economic moat?
UWM Holdings Corporation (UWMC) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is UWM Holdings Corporation a buy, hold, or sell?
MoatMap’s current signal for UWM Holdings Corporation (UWMC) is Hold, based on a StockRank of 37/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is UWM Holdings Corporation in?
UWM Holdings Corporation (UWMC) operates in the Financial Services sector, specifically the Mortgage Finance industry (United States).
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