Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
VABK
Strong BuyFull HouseVirginia National Bankshares Corporation · Financial Services · United States · $251M · Avg Vol: $254K/d
92
StockRankGet insider-trade alerts
Q
66
V
53
M
75
P/E (TTM)
10.3x
ROE
13.6%
D/E
0.2x
Dividend %
3.1%
COMPANY DESCRIPTION
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 66.8M | 58.1M | 53.1M | 57.6M | -4.8% | 63.4M |
| EPS | 4.40 | 3.60 | 3.16 | 3.57 | -6.7% | 4.56 |
| Shares | 5.3M | 5.4M | 5.4M | 5.4M | +1.0% | 5.4M |
| Debt | 9.6M | 76.5M | 28.9M | 29.7M | 45.9% | 29.1M |
| Equity | 133.4M | 153.0M | 160.3M | 184.2M | 11.3% | — |
| Op CF | 22.7M | 13.9M | 15.3M | 21.3M | -2.0% | 23.3M |
| Inv CF | -167.2M | -19.8M | 15.8M | 31.8M | — | — |
| Fin CF | -324.2M | -5.9M | -42.3M | 0.4M | — | — |
Loading 1Y...
PRICE (1Y)+2.8%
SMA 50SMA 200
Close
$47.05
RSI (14)
58.5
52W High
$49.62
From 52W High
0.9%
SCORE BREAKDOWN
Quality
66
ROIC (ROA)
1.5%*49.8
ROE
13.6%69.0
GP/Assets
3.8%N/A
Op. Margin
59.9%78.3
FCF/Assets
1.3%N/A
Piotroski
685.8
Int. Cover
—50.0
D/E Ratio
0.16xN/A
Current Ratio
bankN/A
Value
53
P/E (TTM)
10.3x67.4
EV/EBITDA
bankN/A
P/FCF
12.1xN/A
P/B
1.3x44.5
P/S
4.0x44.8
Div Yield
3.1%42.7
Momentum
75
52W High %
95%71.6
RS 6M
11%74.5
SMA 50/200
1.10x72.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
113%86.6
FUNDAMENTALS
Market Cap
$251M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of VABK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| VABK | Virginia National Bankshares Corporation(you) | $251M | 92 | Strong Buy |
| HWBK | Hawthorn Bancshares, Inc. | $270M | 86 | Strong Buy |
| BPRN | Princeton Bancorp, Inc. | $288M | 86 | Strong Buy |
| FDBC | Fidelity D & D Bancorp, Inc. | $312M | 87 | Strong Buy |
| FNLC | The First Bancorp, Inc. | $392M | 91 | Strong Buy |
| CFFI | C&F Financial Corporation | $298M | 85 | Strong Buy |
| CZFS | Citizens Financial Services, Inc. | $390M | 90 | Strong Buy |
| PKBK | Parke Bancorp, Inc. | $400M | 95 | Strong Buy |
| OPBK | OP Bancorp | $226M | 82 | Strong Buy |
| LARK | Landmark Bancorp, Inc. | $193M | 85 | Strong Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%