Oak Valley Bancorp (OVLY) — Stock Score Summary

Oak Valley Bancorp (OVLY) has a MoatMap StockRank of 62/100 based on Quality (45/100), Value (35/100), and Momentum (67/100) factor scores. The current signal is HOLD. Oak Valley Bancorp is a small community bank in California. It lacks scale, has limited geographic diversification, and does not benefit from any major global macro inflection points.

Oak Valley Bancorp operates Oak Valley Community Bank, providing traditional banking services to individuals and businesses in California's Central Valley and Sierra Foothills. It benefits from deep local market knowledge, strong customer relationships, and a focus on community banking, offering personalized service. The company is a community-focused bank operating in specific Californian regions, prioritizing personalized service and local economic development to maintain its niche market presence.

Key Financial Metrics

Price$34.77
Market Cap$277M
P/E (TTM)11.69
Price/Book1.34
Return on Equity12.3%
Gross Margin0.0%
Operating Margin35.0%
Revenue Growth6.1%
Dividend Yield2.2%

Oak Valley Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Oak Valley Bancorp’s (OVLY) StockRank?
MoatMap’s StockRank for Oak Valley Bancorp (OVLY) is 62/100, with a Hold signal. It is a composite of Quality (45), Value (35), and Momentum (67) factor ranks across MoatMap’s 19,000+ stock universe.
Does Oak Valley Bancorp have an economic moat?
Oak Valley Bancorp (OVLY) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Oak Valley Bancorp a buy, hold, or sell?
MoatMap’s current signal for Oak Valley Bancorp (OVLY) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Oak Valley Bancorp in?
Oak Valley Bancorp (OVLY) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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