QNBC

HoldHot Air

QNB Corp. · Financial Services · United States · $286M cap · $1.2M/day traded

$46.00 +0.0% · close 26 Oct · scored 27 Oct

Hot Air: Rising on momentum alone: weak business, rich price.

60
StockRank
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Quality
48
Value
43
Momentum
64

As of 27 Oct 2026, MoatMap's StockRank for QNB Corp. (QNBC) is 60/100, ranked against 24,000+ stocks in 35 markets (Quality 48, Value 43, Momentum 64, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
13.7x
peers 13.0x
ROE
9.0%
peers 9.6%
D/E
0.5x
peers 0.3x
Dividend %
3.4%
trailing yield

ABOUT QNB CORP.

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QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue50.2M45.0M49.8M58.2M5.0%65.6M———
EPS4.472.633.123.79-5.4%3.364.364.7512.0%
Shares3.6M3.7M3.7M3.7M+4.2%————
Debt171.3M50.0M35.2M66.0M-27.2%129.4M———
Equity71.0M96.5M109.0M135.2M24.0%————
Op CF16.8M14.5M16.2M16.6M-0.4%16.8M———
Inv CF-71.6M23.0M-173.3M-23.4M—————
Fin CF57.3M9.3M145.2M6.3M—————
Loading 1Y...
PRICE (1Y) · USD+2.8%
44.845.145.545.946.315 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 1% below its 52-week high.

SwingsVery calm

Calmer than 98% of stocks we rank over the past year (12% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$46.00
RSI (14)
61.7
52-Week Range-1.3% from high
Low $32.85High $46.60

SCORE BREAKDOWN

Quality
48
ROIC (ROA)
0.6%*27.3
ROE
9.0%43.3
GP/Assets
3.4%N/A
Op. Margin
35.6%54.4
FCF/Assets
0.7%N/A
Piotroski
578.6
Int. Cover
—50.0
D/E Ratio
0.49xN/A
Current Ratio
bankN/A
Value
43
P/E (TTM)
13.7x40.4
EV/EBITDA
bankN/A
P/FCF
20.4xN/A
P/B
1.2x48.9
P/S
4.4x32.2
Div Yield
3.4%51.5
Momentum
64
52W High %
99%93.1
RS 6M
-3%51.9
SMA 50/200
1.08x72.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+41%71.2
Q Growth
-22%13.8

FUNDAMENTALS

Market Cap
$286M
P/E (Forward)
9.7x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of QNBC are excluded.

TickerCompanyMkt CapStockRankSignal
QNBCQNB Corp.(you)$286M60Hold
OVLYOak Valley Bancorp$287M58Hold
FXNCFirst National Corporation$271M62Hold
ISTRInvestar Holding Corporation$386M61Hold
EFSIEagle Financial Services, Inc.$254M56Hold
FSBWFS Bancorp, Inc.$302M54Hold
RMBIRichmond Mutual Bancorporation, Inc.$255M66Buy
CFBKCF Bankshares Inc.$224M65Buy
AVBCAvidia Bancorp, Inc.$419M58Hold
RBKBRhinebeck Bancorp, Inc.$202M57Hold

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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QNB Corp. (QNBC): Stock Score Summary

QNB Corp. (QNBC) has a MoatMap StockRank of 60/100 based on Quality (48/100), Value (43/100), and Momentum (64/100) factor scores. The current signal is HOLD.

QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.

Key Financial Metrics

Price$46.00
Market Cap$286M
P/E (TTM)13.69
P/E (Forward)9.68
Price/Book1.25
Return on Equity9.0%
Debt/Equity0.49x
Operating Margin35.6%
Revenue Growth40.3%
Dividend Yield3.4%
Free Cash Flow$14M

QNB Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is QNB Corp.’s (QNBC) StockRank?
MoatMap’s StockRank for QNB Corp. (QNBC) is 60/100, with a Hold signal. It is a composite of Quality (48), Value (43), and Momentum (64), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does QNB Corp. have an economic moat?
QNB Corp. (QNBC) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is QNB Corp. a buy, hold, or sell?
MoatMap’s current signal for QNB Corp. (QNBC) is Hold, based on a StockRank of 60/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is QNB Corp. in?
QNB Corp. (QNBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).