Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MRBK
HOLDMeridian Corporation · Financial Services · United States · $236M · Avg Vol: $3M/d
COMPANY DESCRIPTION
Meridian Corporation is a financial holding company operating Meridian Bank, a community bank providing commercial and retail banking services across Pennsylvania, New Jersey, and Delaware. The bank differentiates itself through its strong emphasis on relationship banking, local market expertise, and personalized service for small to medium-sized businesses and individual clients. Meridian's competitive strategy focuses on building deep client connections and maintaining credit quality within its growing Mid-Atlantic footprint.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 151.1M | 111.9M | 100.9M | 112.3M | 126.9M | -4.3% | 112.6M | 137.5M | 151.8M | 9.4% |
| EPS | 2.96 | 1.85 | 1.19 | 1.47 | 1.93 | -10.1% | 1.85 | 1.99 | 2.57 | 15.5% |
| Shares | 13.1M | 11.5M | 11.2M | 11.2M | 11.7M | -10.5% | 11.9M | — | — | — |
| Debt | 40.5M | 40.3M | 49.8M | 54.7M | 51.4M | 6.1% | 172.6M | — | — | — |
| Equity | 165.4M | 153.3M | 158.0M | 171.5M | 199.7M | 4.8% | — | — | — | — |
| Op CF | 165.1M | 84.7M | 18.9M | 9.6M | 24.3M | -38.1% | 9.0M | — | — | — |
| Inv CF | -140.5M | -393.1M | -164.2M | -165.0M | -163.9M | — | — | — | — | — |
| Fin CF | -37.9M | 323.4M | 163.6M | 126.2M | 147.9M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MRBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MRBK | Meridian Corporation(you) | $236M | 63 | HOLD |
| RMBI | Richmond Mutual Bancorporation, Inc. | $249M | 63 | HOLD |
| EFSI | Eagle Financial Services, Inc. | $219M | 63 | HOLD |
| OVLY | Oak Valley Bancorp | $274M | 63 | HOLD |
| RBKB | Rhinebeck Bancorp, Inc. | $194M | 62 | HOLD |
| HNVR | Hanover Bancorp, Inc. | $179M | 65 | BUY |
| CBNA | Chain Bridge Bancorp, Inc. | $277M | 68 | BUY |
| BCML | BayCom Corp | $346M | 62 | HOLD |
| WNEB | Western New England Bancorp, Inc. | $287M | 67 | BUY |
| USCB | USCB Financial Holdings, Inc. | $396M | 63 | HOLD |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%