Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MRBK
HoldUnloved QualityMeridian Corporation · Financial Services · United States · $230M · Avg Vol: $2M/d
COMPANY DESCRIPTION
Meridian Corporation is a financial holding company operating Meridian Bank, a community bank providing commercial and retail banking services across Pennsylvania, New Jersey, and Delaware. The bank differentiates itself through its strong emphasis on relationship banking, local market expertise, and personalized service for small to medium-sized businesses and individual clients. Meridian's competitive strategy focuses on building deep client connections and maintaining credit quality within its growing Mid-Atlantic footprint.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 151.1M | 111.9M | 100.9M | 112.3M | 126.9M | -4.3% | 113.6M | 131.0M | 142.7M | 6.1% |
| EPS | 2.96 | 1.85 | 1.19 | 1.47 | 1.93 | -10.1% | 1.83 | 1.77 | 2.45 | 12.6% |
| Shares | 13.1M | 11.5M | 11.2M | 11.2M | 11.7M | -10.5% | 11.9M | — | — | — |
| Debt | 40.5M | 40.3M | 49.8M | 54.7M | 51.4M | 6.1% | 159.5M | — | — | — |
| Equity | 165.4M | 153.3M | 158.0M | 171.5M | 199.7M | 4.8% | — | — | — | — |
| Op CF | 165.1M | 84.7M | 18.9M | 9.6M | 24.3M | -38.1% | 20.2M | — | — | — |
| Inv CF | -140.5M | -393.1M | -164.2M | -165.0M | -163.9M | — | — | — | — | — |
| Fin CF | -37.9M | 323.4M | 163.6M | 126.2M | 147.9M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MRBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MRBK | Meridian Corporation(you) | $230M | 57 | Hold |
| FXNC | First National Corporation | $278M | 55 | Hold |
| OVLY | Oak Valley Bancorp | $286M | 58 | Hold |
| RBKB | Rhinebeck Bancorp, Inc. | $197M | 60 | Hold |
| FNRN | First Northern Community Bancorp | $281M | 53 | Hold |
| CFBK | CF Bankshares Inc. | $225M | 64 | Hold |
| EFSI | Eagle Financial Services, Inc. | $225M | 64 | Hold |
| FSBW | FS Bancorp, Inc. | $302M | 61 | Hold |
| FBLA | FB Bancorp, Inc. | $229M | 47 | Hold |
| JMSB | John Marshall Bancorp, Inc. | $324M | 61 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%