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PGR

BUY

The Progressive Corporation · Financial Services · United States · $130.6B · Avg Vol: $748M/d

66
StockRank
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Q
75
V
51
M
35
P/E (TTM)
10.4x
ROE
34.9%
D/E
0.2x
Dividend %
0.1%

COMPANY DESCRIPTION

The Progressive Corporation is a leading U.S. auto insurance provider, also offering various property and casualty insurance products. The company distinguishes itself through its innovative direct-to-consumer model, advanced data analytics for pricing, and strong brand recognition, enabling it to capture significant market share.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue49.6B62.1B75.3B87.6B20.9%91.0B92.2B98.5B6.0%
EPS1.196.6114.4519.29153.1%20.3318.6017.18-5.6%
Shares584.9M585.3M586.0M586.1M+0.2%581.4M
Debt6.4B6.9B6.9B6.9B2.6%8.4B
Equity15.9B20.3B25.6B30.3B24.0%
Op CF6.8B10.6B15.1B17.5B36.8%17.5B
Inv CF-8.0B-10.8B-13.7B-14.5B
Fin CF1.1B78.0M-1.3B-3.0B
Loading 1Y...
PRICE (1Y)+2.2%
200209217226234Jun 9Jul 1Jul 22
SMA 50SMA 200
Close
$204.54
RSI (14)
33.9
52W High
$239.38
From 52W High
0.9%

SCORE BREAKDOWN

Quality
75
ROIC (ROA)
7.8%*80.8
ROE
34.9%95.4
GP/Assets
13.7%79.4
Op. Margin
18.2%35.5
FCF/Assets
13.3%92.8
Piotroski
684.5
Int. Cover
50.0x90.1
D/E Ratio
0.24x59.5
Current Ratio
0.28x10.3
Value
51
P/E (TTM)
10.4x68.3
EV/EBITDA
8.4x52.4
P/FCF
8.0x68.1
P/B
3.6x11.7
P/S
1.4x82.9
Div Yield
0.1%0.5
Momentum
35
52W High %
85%33.0
RS 6M
-10%32.0
SMA 50/200
1.00x37.8
EPS Rev 4W
-0.8%41.5
EPS Rev 12W
+0.6%64.2
EPS Improve
-20%11.9
Q Growth
4%36.2

FUNDAMENTALS

Market Cap
$130.6B
P/E (Forward)
13.1x
Gross Margin
18.5%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PGR are excluded.

TickerCompanyMkt CapStockRankSignal
PGRThe Progressive Corporation(you)$130.6B66BUY
CBChubb Limited$132.4B72BUY
8766.TTokio Marine Holdings, Inc.$81.6B67BUY
8725.TMS&AD Insurance Group Holdings, Inc.$38.0B77BUY
WRBW. R. Berkley Corporation$26.5B60HOLD
FFH.TOFairfax Financial Holdings Limited$34.1B54HOLD
QBE.AXQBE Insurance Group Limited$25.6B73BUY
IFC.TOIntact Financial Corporation$36.4B50HOLD
LLoews Corporation$23.3B59HOLD
UNI.MIUnipol Assicurazioni S.p.A.$19.7B62HOLD

Peer medians: ROE 9.9% · P/E 13.1x · Gross margin 74.7%

The Progressive Corporation (PGR) — Stock Score Summary

The Progressive Corporation (PGR) has a MoatMap StockRank of 66/100 based on Quality (75/100), Value (51/100), and Momentum (35/100) factor scores. The current signal is BUY.

The Progressive Corporation is a leading U.S. auto insurance provider, also offering various property and casualty insurance products. The company distinguishes itself through its innovative direct-to-consumer model, advanced data analytics for pricing, and strong brand recognition, enabling it to capture significant market share.

Key Financial Metrics

Price$204.54
Market Cap$130.6B
P/E (TTM)10.44
P/E (Forward)13.07
Price/Book3.59
Return on Equity34.9%
Debt/Equity0.24x
Gross Margin18.5%
Operating Margin18.2%
Revenue Growth7.3%
Dividend Yield0.1%
Free Cash Flow$16.4B

The Progressive Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Progressive Corporation’s (PGR) StockRank?
MoatMap’s StockRank for The Progressive Corporation (PGR) is 66/100, with a Buy signal. It is a composite of Quality (75), Value (51), and Momentum (35) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Progressive Corporation have an economic moat?
The Progressive Corporation (PGR) has a Quality factor score of 75/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Progressive Corporation a buy, hold, or sell?
MoatMap’s current signal for The Progressive Corporation (PGR) is Buy, based on a StockRank of 66/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is The Progressive Corporation in?
The Progressive Corporation (PGR) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).