Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TRV
BuyPremium GrowerAPPROVEThe Travelers Companies, Inc. · Financial Services · United States · $77.2B · Avg Vol: $592M/d
The Travelers Companies is a leading US property and casualty insurer with disciplined underwriting, a good quality score (Q68) and a long record of dividend growth and substantial buybacks, and commercial pricing has remained above loss-cost trend. The trivial insider selling is routine. Nothing adverse is known on accounting, solvency or governance.
COMPANY DESCRIPTION
The Travelers Companies, Inc. is a leading provider of property and casualty insurance products and services, catering to businesses, individuals, and other entities primarily in the United States. Its competitive moat stems from a strong brand reputation, extensive agent network, and disciplined underwriting, which allows for effective risk selection and pricing across diverse insurance lines. As a well-established diversified insurer, Travelers maintains a significant market presence and a long track record of financial stability.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 36.9B | 41.4B | 46.4B | 48.8B | 9.8% | 49.0B | 48.3B | 49.7B | 0.9% |
| EPS | 11.91 | 12.93 | 21.76 | 27.83 | 32.7% | 37.21 | 34.35 | 30.47 | 4.6% |
| Shares | 232.1M | 228.2M | 226.6M | 217.5M | -6.3% | 208.6M | — | — | — |
| Debt | 7.3B | 8.0B | 8.0B | 9.3B | 8.3% | 9.1B | — | — | — |
| Equity | 21.6B | 24.9B | 27.9B | 32.9B | 15.1% | — | — | — | — |
| Op CF | 6.5B | 7.7B | 9.1B | 10.6B | 17.9% | 11.0B | — | — | — |
| Inv CF | -3.7B | -6.8B | -7.3B | -7.7B | — | — | — | — | — |
| Fin CF | -2.7B | -1.1B | -1.7B | -2.7B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TRV are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TRV | The Travelers Companies, Inc.(you) | $77.2B | 77 | Buy |
| 601319.SS | The People's Insurance Company (Group) of China Limited | $47.0B | 82 | Strong Buy |
| ALL | The Allstate Corporation | $65.9B | 93 | Strong Buy |
| 8766.T | Tokio Marine Holdings, Inc. | $91.3B | 58 | Hold |
| 8630.T | Sompo Holdings, Inc. | $38.1B | 68 | Buy |
| QBE.AX | QBE Insurance Group Limited | $25.6B | 74 | Buy |
| 8725.T | MS&AD Insurance Group Holdings, Inc. | $45.8B | 92 | Strong Buy |
| 000810.KS | Samsung Fire & Marine Insurance Co., Ltd. | $22.1B | 77 | Buy |
| CINF | Cincinnati Financial Corporation | $26.4B | 72 | Buy |
| FFH.TO | Fairfax Financial Holdings Limited | $34.5B | 66 | Buy |
Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 81.9%