Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
LIFE.JK
SellFallen FavouritePT MSIG Life Insurance Indonesia Tbk · Financial Services · Indonesia · $1.5B · Avg Vol: $23K/d
25
StockRankGet insider-trade alerts
Q
55
V
9
M
48
P/E (TTM)
95.2x
ROE
3.4%
D/E
0.0x
Dividend %
0.8%
COMPANY DESCRIPTION
PT MSIG Life Insurance Indonesia Tbk provides life insurance products in Indonesia. The company operates through six segments: Term Insurance, Endowment, Whole Life Insurance, and Health Insurance.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 3.4T | 3.5T | 2.1T | 3.0T | -4.0% | 2.7T |
| EPS (IDR) | 175.00 | 60.00 | 177.00 | 98.00 | -17.6% | 133.61 |
| Shares | 2.1B | 2.1B | 2.1B | 2.1B | 0.0% | 2.1B |
| Debt | 9.1B | 14.7B | 6.9B | 15.5B | 19.5% | 11.1B |
| Equity | 7.7T | 8.2T | 8.4T | 8.5T | 3.5% | — |
| Op CF | -1.3T | -875.0B | -603.9B | 515.8B | — | 274.4B |
| Inv CF | 1.2T | 674.4B | 577.0B | 157.9B | — | — |
| Fin CF | -83.2B | -382.4B | -89.3B | -345.3B | — | — |
Loading 1Y...
PRICE (1Y)+123.2%
SMA 50SMA 200
Close
$0.7269
RSI (14)
99.3
52W High
$0.9642
From 52W High
0.8%
SCORE BREAKDOWN
Quality
55
ROIC (ROA)
1.3%*45.4
ROE
3.4%20.2
GP/Assets
4.9%55.7
Op. Margin
14.1%30.9
FCF/Assets
n/mN/A
Piotroski
578.9
Int. Cover
—N/A
D/E Ratio
0.00x87.2
Current Ratio
12.46x87.7
Value
9
P/E (TTM)
95.2x2.5
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
3.3x14.2
P/S
9.8x16.6
Div Yield
0.8%7.5
Momentum
48
52W High %
75%21.1
RS 6M
99%99.0
SMA 50/200
0.95x17.1
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
4%31.6
FUNDAMENTALS
Market Cap
$1.5B
P/E (Forward)
—
Gross Margin
28.6%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of LIFE.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| LIFE.JK | PT MSIG Life Insurance Indonesia Tbk(you) | $1.5B | 25 | Sell |
| APIC.JK | PT Pacific Strategic Financial Tbk | $337M | 3 | Strong Sell |
| PNIN.JK | PT Paninvest Tbk | $170M | 78 | Buy |
| BINA.JK | PT Bank Ina Perdana Tbk | $1.5B | 10 | Strong Sell |
| BBHI.JK | PT Allo Bank Indonesia Tbk | $1.1B | 15 | Strong Sell |
| BSIM.JK | PT Bank Sinarmas Tbk | $1.3B | 8 | Strong Sell |
| ARTO.JK | PT Bank Jago Tbk | $795M | 13 | Strong Sell |
| BNLI.JK | PT Bank Permata Tbk | $4.5B | 10 | Strong Sell |
| BBKP.JK | PT Bank KB Indonesia Tbk | $576M | 8 | Strong Sell |
| BRIS.JK | PT Bank Syariah Indonesia Tbk | $4.6B | 45 | Hold |
Peer medians: ROE 5.8% · P/E 8.8x · Gross margin 50.6%