Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
POLICYBZR.NS
HoldPremium GrowerPB Fintech Limited · Financial Services · India · $8.9B · Avg Vol: $22M/d
49
StockRankGet insider-trade alerts
Q
61
V
11
M
72
P/E (TTM)
112.0x
ROE
9.2%
D/E
0.0x
Dividend %
—
COMPANY DESCRIPTION
PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Broker Services and Other Services.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.6B | 34.4B | 49.8B | 67.9B | 38.5% | 73.7B | 89.8B | 113.7B | 29.4% |
| EPS (INR) | -10.97 | 1.50 | 7.75 | 14.58 | 211.8% | 16.15 | 23.82 | — | 63.4% |
| Shares | 446.4M | 448.6M | 458.0M | 462.0M | +3.5% | 462.0M | — | — | — |
| Debt | 2.3B | 2.5B | 3.2B | 3.6B | 16.7% | 3.6B | — | — | — |
| Equity | 54.8B | 58.7B | 64.3B | 73.1B | 10.1% | — | — | — | — |
| Op CF | -3.0B | 86.5M | -1.8B | 414.9M | 119.0% | 416.8M | — | — | — |
| Inv CF | 414.1M | 3.0B | 4.6B | 2.1B | — | — | — | — | — |
| Fin CF | -425.0M | -568.3M | -726.9M | -812.4M | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+13.0%
SMA 50SMA 200
Close
$18.84
RSI (14)
53.1
52W High
$20.56
From 52W High
0.9%
SCORE BREAKDOWN
Quality
61
ROIC
9.7%83.9
ROE
9.2%45.1
GP/Assets
54.1%96.8
Op. Margin
5.3%24.5
FCF/Assets
-0.4%22.1
Piotroski
537.9
Int. Cover
20.1x64.8
D/E Ratio
0.05x77.3
Current Ratio
4.41x74.8
Value
11
P/E (TTM)
112.0x1.9
EV/EBITDA
131.0x2.1
P/FCF
—N/A
P/B
11.4x4.6
P/S
11.3x13.7
Div Yield
—N/A
Momentum
72
52W High %
92%53.4
RS 6M
25%88.9
SMA 50/200
1.02x44.5
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+108%85.1
Q Growth
93%83.7
FUNDAMENTALS
Market Cap
$8.9B
P/E (Forward)
53.7x
Gross Margin
64.3%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of POLICYBZR.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| POLICYBZR.NS | PB Fintech Limited(you) | $8.9B | 49 | Hold |
| RECLTD.NS | REC Limited | $8.8B | 47 | Hold |
| RBLBANK.NS | RBL Bank Limited | $6.8B | 50 | Hold |
| MOTILALOFS.NS | Motilal Oswal Financial Services Limited | $6.7B | 48 | Hold |
| FEDERALBNK.NS | The Federal Bank Limited | $9.0B | 56 | Hold |
| PFC.NS | Power Finance Corporation Limited | $12.4B | 47 | Hold |
| PIRAMALFIN.NS | Piramal Finance Limited | $5.7B | 49 | Hold |
| HDFCAMC.NS | HDFC Asset Management Company Limited | $11.1B | 55 | Hold |
| IOB.NS | Indian Overseas Bank | $6.8B | 44 | Hold |
| AUBANK.NS | AU Small Finance Bank Limited | $8.5B | 39 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%