SKWD
BuyPremium GrowerAI pickSkyward Specialty Insurance Group, Inc. · Financial Services · United States · $2.7B cap · $21.7M/day traded
$60.13 -0.4% · close 26 Oct · scored 27 Oct
Premium Grower: Strong business with the market behind it, priced at a premium.
Report expected 29 Oct: the next-year EPS estimate has risen 0.9% over the last 14 weeks.
As of 27 Oct 2026, MoatMap's StockRank for Skyward Specialty Insurance Group, Inc. (SKWD) is 79/100, ranked against 24,000+ stocks in 35 markets (Quality 64, Value 40, Momentum 72, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Skyward Specialty is a US specialty property and casualty insurer focused on niche lines such as excess and surplus, accident and health, captives, surety and agriculture, where underwriting expertise matters more than scale. Second-quarter earnings per share rose 46%, it continues to hire teams to build new lines such as inland marine, and it is buying back shares. Higher-for-longer interest rates increase the income it earns on its investment float, while its specialty focus has delivered combined ratios well below the industry average, giving it room to grow earnings faster than its valuation implies.
ABOUT SKYWARD SPECIALTY INSURANCE GROUP, INC.
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Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurer focused on underwriting a diverse range of niche and underserved risks across various lines of business. The company distinguishes itself by leveraging deep underwriting expertise to serve specialized market segments often overlooked by larger carriers. Skyward aims to generate superior risk-adjusted returns through disciplined underwriting and a flexible approach to complex risks.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 636.4M | 895.4M | 1.1B | 1.4B | 30.6% | 1.7B | 2.0B | 2.1B | 21.9% |
| EPS | 1.05 | 2.34 | 2.97 | 4.21 | 59.0% | 4.31 | 5.30 | 5.82 | 17.6% |
| Shares | 37.6M | 39.9M | 40.1M | 40.5M | +7.7% | 44.4M | — | — | — |
| Debt | 128.6M | 128.7M | 119.5M | 120.0M | -2.3% | 437.2M | — | — | — |
| Equity | 421.7M | 661.0M | 794.0M | 1.0B | 33.8% | — | — | — | — |
| Op CF | 208.9M | 338.2M | 305.1M | 408.1M | 25.0% | 407.3M | — | — | — |
| Inv CF | -193.4M | -493.8M | -243.7M | -366.9M | — | — | — | — | — |
| Fin CF | 2.2M | 130.9M | -4.2M | 0.4M | — | — | — | — | — |
Above its 200-day average and 8% below its 52-week high.
Calmer than 64% of stocks we rank over the past year (34% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SKWD are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SKWD | Skyward Specialty Insurance Group, Inc.(you) | $2.7B | 79 | Buy |
| HMN | Horace Mann Educators Corporation | $1.9B | 75 | Buy |
| SAFT | Safety Insurance Group, Inc. | $1.5B | 76 | Buy |
| HCI | HCI Group, Inc. | $2.5B | 94 | Strong Buy |
| PRCH | Porch Group, Inc. | $2.0B | 68 | Buy |
| MCY | Mercury General Corporation | $5.9B | 77 | Buy |
| UFCS | United Fire Group, Inc. | $1.5B | 86 | Strong Buy |
| SLDE | Slide Insurance Holdings, Inc. | $3.3B | 96 | Strong Buy |
| DGICB | Donegal Group Inc. | $890M | 77 | Buy |
| SIGI | Selective Insurance Group, Inc. | $5.8B | 70 | Buy |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.7%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.