Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
UFCS
STRONG BUYUnited Fire Group, Inc. · Financial Services · United States · $1.3B · Avg Vol: $8M/d
COMPANY DESCRIPTION
United Fire Group, Inc. is a property and casualty insurance company offering commercial and personal insurance products, alongside life insurance and annuities, primarily in the United States. It operates through an independent agency distribution network, building relationships and specializing in certain niches or regions to provide tailored insurance solutions. United Fire Group is a regional insurance provider focusing on a diversified portfolio of property, casualty, and life insurance, committed to its independent agent partnerships.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 988.2M | 1.1B | 1.3B | 1.4B | 12.0% | 1.4B | 1.5B | 1.8B | 13.7% |
| EPS | 3.21 | 0.60 | -1.18 | 2.44 | 4.63 | 9.6% | 4.95 | 4.58 | 4.56 | -0.8% |
| Shares | — | 25.2M | 25.3M | 25.4M | 25.5M | +1.2% | 25.7M | — | — | — |
| Debt | — | 50.0M | 50.0M | 117.1M | 146.2M | 43.0% | 146.3M | — | — | — |
| Equity | — | 740.1M | 733.7M | 781.5M | 941.2M | 8.3% | — | — | — | — |
| Op CF | — | -1.3M | 171.7M | 340.3M | 269.7M | 25.3% | 290.7M | — | — | — |
| Inv CF | — | -19.2M | -149.9M | -292.5M | -326.0M | — | — | — | — | — |
| Fin CF | — | -15.0M | -16.5M | 51.1M | 11.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of UFCS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UFCS | United Fire Group, Inc.(you) | $1.3B | 94 | STRONG BUY |
| UVE | Universal Insurance Holdings, Inc. | $1.1B | 98 | STRONG BUY |
| HRTG | Heritage Insurance Holdings, Inc. | $783M | 91 | STRONG BUY |
| HCI | HCI Group, Inc. | $2.3B | 90 | STRONG BUY |
| SLDE | Slide Insurance Holdings, Inc. | $2.2B | 99 | STRONG BUY |
| BOW | Bowhead Specialty Holdings Inc. | $978M | 82 | STRONG BUY |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.4B | 87 | STRONG BUY |
| DGICB | Donegal Group Inc. | $889M | 82 | STRONG BUY |
| ASIC | Ategrity Specialty Insurance Co | $1.0B | 76 | BUY |
| ACIC | American Coastal Insurance Corporation | $540M | 83 | STRONG BUY |
Peer medians: ROE 10.1% · P/E 13.9x · Gross margin 0.0%