United Fire Group, Inc. (UFCS) has a MoatMap StockRank of 96/100 based on Quality (58/100), Value (59/100), and Momentum (69/100) factor scores. The current signal is STRONG BUY. United Fire Group, Inc. is a financial services company (insurance) in the US. Insurance companies, particularly those focused on property and casualty, can be seen as defensive in nature. In a 'Sticky Rates' environment, their investment portfolios might benefit from higher yields on invested premiums, potentially boosting earnings. The sector could also offer 'Durable Compounders at GARP' if the company has a strong underwriting discipline, a good brand moat, and rational capital allocation (Buffett). The quality score (Q:50) is relatively low, which is a concern for a 'quality compounder'. However, if it's well-managed and conservatively underwritten, the market might be underestimating the benefit of higher investment income.
United Fire Group, Inc. is a property and casualty insurance company offering commercial and personal insurance products, alongside life insurance and annuities, primarily in the United States. It operates through an independent agency distribution network, building relationships and specializing in certain niches or regions to provide tailored insurance solutions. United Fire Group is a regional insurance provider focusing on a diversified portfolio of property, casualty, and life insurance, committed to its independent agent partnerships.
| Price | $47.17 |
| Market Cap | $1.2B |
| P/E (TTM) | 9.74 |
| P/E (Forward) | 10.67 |
| Price/Book | 1.31 |
| Return on Equity | 14.8% |
| Debt/Equity | 15.39 |
| Gross Margin | 12.4% |
| Operating Margin | 11.2% |
| Revenue Growth | 11.6% |
| Dividend Yield | 1.7% |
| Free Cash Flow | $268M |
United Fire Group, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).