HCI Group, Inc. (HCI) — Stock Score Summary

HCI Group, Inc. (HCI) has a MoatMap StockRank of 79/100 based on Quality (81/100), Value (61/100), and Momentum (21/100) factor scores. The current signal is BUY. HCI Group is a Florida-focused property and casualty insurer. While it has shown strong recent performance, property insurance in catastrophe-prone regions is highly volatile and capital-intensive, failing our quality compounder criteria.

HCI Group, Inc. is an insurance holding company focused primarily on providing homeowners' insurance in the challenging Florida market, leveraging its specialized expertise and proprietary technology. The company enhances its competitive position through vertical integration across underwriting, reinsurance, and claims management, aiming for profitability in a high-risk region.

Key Financial Metrics

Price$157.62
Market Cap$2.0B
P/E (TTM)6.58
P/E (Forward)8.30
Price/Book1.87
Return on Equity38.5%
Debt/Equity5.75
Gross Margin59.6%
Operating Margin47.9%
Revenue Growth12.2%
Dividend Yield1.1%
Free Cash Flow$450M

HCI Group, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is HCI Group, Inc.’s (HCI) StockRank?
MoatMap’s StockRank for HCI Group, Inc. (HCI) is 79/100, with a Buy signal. It is a composite of Quality (81), Value (61), and Momentum (21) factor ranks across MoatMap’s 19,000+ stock universe.
Does HCI Group, Inc. have an economic moat?
HCI Group, Inc. (HCI) has a Quality factor score of 81/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is HCI Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for HCI Group, Inc. (HCI) is Buy, based on a StockRank of 79/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is HCI Group, Inc. in?
HCI Group, Inc. (HCI) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
Browse all ranked stocksHCI deep dive reportAI ChampionsHow we score stocksSense-check another stock