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DGICB

Buy

Donegal Group Inc. · Financial Services · United States · $880M · Avg Vol: $181K/d

77
StockRank
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Q
54
V
53
M
65
P/E (TTM)
12.8x
ROE
11.2%
D/E
0.1x
Dividend %
3.1%

COMPANY DESCRIPTION

Donegal Group Inc. is an insurance holding company that provides personal and commercial property and casualty insurance through its insurance subsidiaries. The company's competitive moat is its strong relationship with a network of independent insurance agencies and its focus on regional underwriting expertise. Donegal operates as a stable, regional property and casualty insurer in the Mid-Atlantic, Midwest, and Southern United States.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue848.2M927.3M989.6M978.0M4.9%963.2M950.1M947.2M-1.6%
EPS-0.350.849.7514.71319.3%1.92
Shares5.6M5.6M5.6M5.6M0.0%5.6M
Debt35.0M35.0M35.0M35.0M0.0%35.0M
Equity483.6M479.7M545.8M640.4M9.8%
Op CF67.1M28.6M67.4M70.2M1.5%58.4M
Inv CF-98.5M-16.7M-48.0M-91.1M
Fin CF-1.2M-13.2M9.7M-5.2M
Loading 1Y...
PRICE (1Y)+0.7%
20.2921.4022.5223.6324.74Jul 16Aug 7Aug 27
SMA 50SMA 200

Close
$23.17
RSI (14)
45.2
52W High
$29.75
From 52W High
0.8%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
2.3%*59.5
ROE
11.2%56.6
GP/Assets
3.8%41.3
Op. Margin
11.6%29.8
FCF/Assets
n/mN/A
Piotroski
454.1
Int. Cover
50.0x90.4
D/E Ratio
0.05x77.6
Current Ratio
0.51x18.9
Value
53
P/E (TTM)
12.8x49.9
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
1.4x40.1
P/S
0.9x89.5
Div Yield
3.1%41.0
Momentum
65
52W High %
78%20.7
RS 6M
29%94.1
SMA 50/200
1.24x96.2
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
32%64.6

FUNDAMENTALS

Market Cap
$880M
P/E (Forward)
Gross Margin
9.4%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DGICB are excluded.

TickerCompanyMkt CapStockRankSignal
DGICBDonegal Group Inc.(you)$880M77Buy
HIPOHippo Holdings Inc.$877M80Buy
SAFTSafety Insurance Group, Inc.$1.5B73Buy
BOWBowhead Specialty Holdings Inc.$1.1B65Buy
GBLIGlobal Indemnity Group, LLC$399M78Buy
ASICAtegrity Specialty Insurance Co$1.3B88Strong Buy
HMNHorace Mann Educators Corporation$2.1B78Buy
HRTGHeritage Insurance Holdings, Inc.$1.0B94Strong Buy
UFCSUnited Fire Group, Inc.$1.4B90Strong Buy
PRCHPorch Group, Inc.$1.9B69Buy

Peer medians: ROE 9.7% · P/E 13.1x · Gross margin 100.0%

Donegal Group Inc. (DGICB): Stock Score Summary

Donegal Group Inc. (DGICB) has a MoatMap StockRank of 77/100 based on Quality (54/100), Value (53/100), and Momentum (65/100) factor scores. The current signal is BUY.

Donegal Group Inc. is an insurance holding company that provides personal and commercial property and casualty insurance through its insurance subsidiaries. The company's competitive moat is its strong relationship with a network of independent insurance agencies and its focus on regional underwriting expertise. Donegal operates as a stable, regional property and casualty insurer in the Mid-Atlantic, Midwest, and Southern United States.

Key Financial Metrics

Price$23.17
Market Cap$880M
P/E (TTM)12.83
Price/Book1.37
Return on Equity11.2%
Debt/Equity0.05x
Gross Margin9.4%
Operating Margin11.6%
Revenue Growth-2.4%
Dividend Yield3.1%
Free Cash Flow$47M

Donegal Group Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Donegal Group Inc.’s (DGICB) StockRank?
MoatMap’s StockRank for Donegal Group Inc. (DGICB) is 77/100, with a Buy signal. It is a composite of Quality (54), Value (53), and Momentum (65) factor ranks across MoatMap’s 20,000+ stock universe.
Does Donegal Group Inc. have an economic moat?
Donegal Group Inc. (DGICB) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Donegal Group Inc. a buy, hold, or sell?
MoatMap’s current signal for Donegal Group Inc. (DGICB) is Buy, based on a StockRank of 77/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Donegal Group Inc. in?
Donegal Group Inc. (DGICB) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).