Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
DGICB
STRONG BUYDonegal Group Inc. · Financial Services · United States · $889M · Avg Vol: $62K/d
COMPANY DESCRIPTION
Donegal Group Inc. is an insurance holding company that provides personal and commercial property and casualty insurance through its insurance subsidiaries. The company's competitive moat is its strong relationship with a network of independent insurance agencies and its focus on regional underwriting expertise. Donegal operates as a stable, regional property and casualty insurer in the Mid-Atlantic, Midwest, and Southern United States.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 848.2M | 927.3M | 989.6M | 978.0M | 4.9% | 968.8M | 951.6M | 976.4M | -0.1% |
| EPS | -0.35 | 0.84 | 9.75 | 14.71 | 319.3% | 1.78 | — | — | — |
| Shares | 5.6M | 5.6M | 5.6M | 5.6M | 0.0% | 5.6M | — | — | — |
| Debt | 35.0M | 35.0M | 35.0M | 35.0M | 0.0% | 35.0M | — | — | — |
| Equity | 483.6M | 479.7M | 545.8M | 640.4M | 9.8% | — | — | — | — |
| Op CF | 67.1M | 28.6M | 67.4M | 70.2M | 1.5% | 64.6M | — | — | — |
| Inv CF | -98.5M | -16.7M | -48.0M | -91.1M | — | — | — | — | — |
| Fin CF | -1.2M | -13.2M | 9.7M | -5.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DGICB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| DGICB | Donegal Group Inc.(you) | $889M | 82 | STRONG BUY |
| BOW | Bowhead Specialty Holdings Inc. | $978M | 82 | STRONG BUY |
| ASIC | Ategrity Specialty Insurance Co | $1.0B | 76 | BUY |
| ACIC | American Coastal Insurance Corporation | $540M | 83 | STRONG BUY |
| HRTG | Heritage Insurance Holdings, Inc. | $783M | 91 | STRONG BUY |
| UFCS | United Fire Group, Inc. | $1.3B | 94 | STRONG BUY |
| UVE | Universal Insurance Holdings, Inc. | $1.1B | 98 | STRONG BUY |
| AII | American Integrity Insurance Group, Inc. | $367M | 87 | STRONG BUY |
| SKWD | Skyward Specialty Insurance Group, Inc. | $2.4B | 87 | STRONG BUY |
| ROOT | Root, Inc. | $881M | 57 | HOLD |
Peer medians: ROE 10.1% · P/E 13.9x · Gross margin 0.0%