Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SOUTHBANK.NS
Strong BuyFull HouseFLAGThe South Indian Bank Limited · Financial Services · India · $1.3B · Avg Vol: $4M/d
Insufficient evidence for a screen-pass. The South Indian Bank Limited: clears the 50 floor (Q51/V59/M67) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.
COMPANY DESCRIPTION
The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39.6B | 48.5B | 49.8B | 52.0B | 9.5% | 51.6B | 58.3B | 65.9B | 12.6% |
| EPS (INR) | 3.49 | 5.10 | 4.98 | 5.56 | 16.8% | 5.79 | 6.37 | 7.03 | 12.5% |
| Shares | 2.3B | 2.6B | 2.6B | 2.6B | +14.9% | 2.6B | — | — | — |
| Debt | 67.2B | 39.1B | 26.0B | 34.3B | -20.1% | 36.2B | — | — | — |
| Equity | 66.7B | 88.3B | 101.1B | 114.2B | 19.6% | — | — | — | — |
| Op CF | -72.6B | 70.8B | -23.5B | 39.1B | -25.7% | 39.2B | — | — | — |
| Inv CF | -3.9B | -19.9B | 44.3B | -54.6B | — | — | — | — | — |
| Fin CF | 35.2B | -21.5B | 1.6B | -5.6B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SOUTHBANK.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SOUTHBANK.NS | The South Indian Bank Limited(you) | $1.3B | 81 | Strong Buy |
| KTKBANK.NS | The Karnataka Bank Limited | $1.3B | 85 | Strong Buy |
| TMB.NS | Tamilnad Mercantile Bank Limited | $1.5B | 86 | Strong Buy |
| DCBBANK.NS | DCB Bank Limited | $780M | 88 | Strong Buy |
| UJJIVANSFB.NS | Ujjivan Small Finance Bank Limited | $1.3B | 62 | Hold |
| J&KBANK.NS | Jammu and Kashmir Bank Limited | $1.7B | 66 | Buy |
| KARURVYSYA.NS | The Karur Vysya Bank Limited | $3.5B | 69 | Buy |
| MAHABANK.NS | Bank of Maharashtra | $6.9B | 79 | Buy |
| JSFB.NS | Jana Small Finance Bank Limited | $602M | 56 | Hold |
| SURYODAY.NS | Suryoday Small Finance Bank Limited | $174M | 81 | Strong Buy |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%