Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
KTKBANK.NS
Strong BuySecond WindFLAGThe Karnataka Bank Limited · Financial Services · India · $1.3B · Avg Vol: $10M/d
Insufficient evidence for a screen-pass. The Karnataka Bank Limited: fails the quant gate on quality (Q47/V58/M77; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.
COMPANY DESCRIPTION
The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 41.8B | 46.3B | 45.8B | 45.2B | 2.7% | 34.8B | 51.1B | 58.2B | 13.4% |
| EPS (INR) | 37.87 | 39.85 | 33.70 | 34.67 | -2.9% | 38.21 | 37.58 | 41.23 | 9.1% |
| Shares | 312.3M | 377.2M | 377.9M | 378.2M | +21.1% | 378.2M | — | — | — |
| Debt | 15.6B | 24.0B | 19.4B | 8.7B | -17.8% | 53.5B | — | — | — |
| Equity | 82.1B | 108.5B | 120.8B | 132.2B | 17.2% | — | — | — | — |
| Op CF | 18.3B | 6.8B | -3.2B | 11.0B | -15.6% | 11.1B | — | — | — |
| Inv CF | -875.3M | -3.7B | -1.6B | -878.2M | — | — | — | — | — |
| Fin CF | -194.5M | 15.8B | 4.1B | -12.6B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KTKBANK.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KTKBANK.NS | The Karnataka Bank Limited(you) | $1.3B | 85 | Strong Buy |
| TMB.NS | Tamilnad Mercantile Bank Limited | $1.5B | 86 | Strong Buy |
| SOUTHBANK.NS | The South Indian Bank Limited | $1.3B | 81 | Strong Buy |
| DCBBANK.NS | DCB Bank Limited | $780M | 88 | Strong Buy |
| UJJIVANSFB.NS | Ujjivan Small Finance Bank Limited | $1.3B | 62 | Hold |
| J&KBANK.NS | Jammu and Kashmir Bank Limited | $1.7B | 66 | Buy |
| KARURVYSYA.NS | The Karur Vysya Bank Limited | $3.5B | 69 | Buy |
| MAHABANK.NS | Bank of Maharashtra | $6.9B | 79 | Buy |
| CENTRALBK.NS | Central Bank of India | $3.0B | 57 | Hold |
| JSFB.NS | Jana Small Finance Bank Limited | $602M | 56 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%