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DCBBANK.NS

Strong BuyFull HouseFLAG

DCB Bank Limited · Financial Services · India · $780M · Avg Vol: $6M/d

88
StockRank
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Q
53
V
54
M
79
P/E (TTM)
9.3x
ROE
11.2%
D/E
0.9x
Dividend %
0.6%
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. DCB Bank Limited: clears the 50 floor (Q53/V54/M79) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.

COMPANY DESCRIPTION

DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments.

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue21.3B24.0B28.5B33.1B15.9%31.3B38.7B45.8B17.6%
EPS (INR)14.9617.1819.6323.0115.4%24.5328.6134.5922.6%
Shares311.5M312.8M314.3M321.9M+3.3%322.2M
Debt40.2B53.4B74.0B55.9B11.6%61.1B
Equity45.7B50.7B56.9B65.3B12.7%
Op CF-15.7B4.8B-4.4B66.4B270.0%66.7B
Inv CF-1.6B-18.6B-27.9B-21.4B
Fin CF81.4M20.7B28.7B-29.8B
Loading 1Y...
PRICE (1Y)+22.1%
1.902.032.152.282.40Jul 31Aug 21Sep 10
SMA 50SMA 200

Close
$2.38
RSI (14)
72.4
52W High
$2.46
From 52W High
1.0%

SCORE BREAKDOWN

Quality
53
ROIC (ROA)
0.8%*31.3
ROE
11.2%55.9
GP/Assets
3.5%N/A
Op. Margin
34.9%51.6
FCF/Assets
7.4%N/A
Piotroski
685.7
Int. Cover
50.0
D/E Ratio
0.85xN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
9.3x71.6
EV/EBITDA
bankN/A
P/FCF
1.1xN/A
P/B
1.1x52.9
P/S
2.4x69.8
Div Yield
0.6%6.2
Momentum
79
52W High %
97%83.7
RS 6M
36%94.3
SMA 50/200
1.07x63.5
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+40%69.0
Q Growth
36%65.5

FUNDAMENTALS

Market Cap
$780M
P/E (Forward)
6.6x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DCBBANK.NS are excluded.

TickerCompanyMkt CapStockRankSignal
DCBBANK.NSDCB Bank Limited(you)$780M88Strong Buy
KTKBANK.NSThe Karnataka Bank Limited$1.3B85Strong Buy
TMB.NSTamilnad Mercantile Bank Limited$1.5B86Strong Buy
SOUTHBANK.NSThe South Indian Bank Limited$1.3B81Strong Buy
UJJIVANSFB.NSUjjivan Small Finance Bank Limited$1.3B62Hold
JSFB.NSJana Small Finance Bank Limited$602M56Hold
SURYODAY.NSSuryoday Small Finance Bank Limited$174M81Strong Buy
J&KBANK.NSJammu and Kashmir Bank Limited$1.7B66Buy
DHANBANK.NSDhanlaxmi Bank Limited$130M84Strong Buy
KARURVYSYA.NSThe Karur Vysya Bank Limited$3.5B69Buy

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

DCB Bank Limited (DCBBANK.NS): Stock Score Summary

DCB Bank Limited (DCBBANK.NS) has a MoatMap StockRank of 88/100 based on Quality (53/100), Value (54/100), and Momentum (79/100) factor scores. The current signal is STRONG BUY. Insufficient evidence for a screen-pass. DCB Bank Limited: clears the 50 floor (Q53/V54/M79) but not the 60 strong bar, and carries no corroborating filing signal (no net insider buying, no active buyback). Absence of evidence is neutral; nothing adverse is known.

DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments.

Key Financial Metrics

Price$2.38
Market Cap$780M
P/E (TTM)9.34
P/E (Forward)6.65
Price/Book1.12
Return on Equity11.2%
Debt/Equity0.85x
Operating Margin34.9%
Revenue Growth17.4%
Dividend Yield0.6%
Free Cash Flow$689M

DCB Bank Limited operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is DCB Bank Limited’s (DCBBANK.NS) StockRank?
MoatMap’s StockRank for DCB Bank Limited (DCBBANK.NS) is 88/100, with a Strong Buy signal. It is a composite of Quality (53), Value (54), and Momentum (79) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does DCB Bank Limited have an economic moat?
DCB Bank Limited (DCBBANK.NS) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is DCB Bank Limited a buy, hold, or sell?
MoatMap’s current signal for DCB Bank Limited (DCBBANK.NS) is Strong Buy, based on a StockRank of 88/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is DCB Bank Limited in?
DCB Bank Limited (DCBBANK.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).