SWRD

Strong SellSinker

Stewards Inc. · Financial Services · United States · $564M cap · $922K/day traded

$3.04 +21.6% · close 26 Oct · scored 27 Oct

Sinker: Weak, expensive and falling. Nothing here to keep it afloat.

1
StockRank
Get score and insider alerts
Quality
13
Value
18
Momentum
25

As of 27 Oct 2026, MoatMap's StockRank for Stewards Inc. (SWRD) is 1/100, ranked against 24,000+ stocks in 35 markets (Quality 13, Value 18, Momentum 25, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
—
peers 13.0x
ROE
-311.4%
peers 9.6%
D/E
3.1x
peers 0.3x
Dividend %
—
trailing yield

ABOUT STEWARDS INC.

Read

Stewards Inc. offers alternative financing solutions to small and mid-sized businesses in the United States. It operates through Financing Solutions and Real Estate Operations segments.

Loading 1Y...
PRICE (1Y) · USD+56.7%
1.82.12.42.73.015 Sep6 Oct26 Oct

Price checkNo read yetExperimental

Not enough steady price history for a read yet.

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$3.04
RSI (14)
61.4

SCORE BREAKDOWN

Quality
13
ROIC (ROA)
-11.6%*4.7
ROE
-311.4%0.6
GP/Assets
—N/A
Op. Margin
-114.5%2.4
FCF/Assets
n/mN/A
Piotroski
00.3
Int. Cover
—N/A
D/E Ratio
3.14x10.6
Current Ratio
0.85x21.4
Value
18
P/E (TTM)
—N/A
EV/EBITDA
-84.8x25.0
P/FCF
n/mN/A
P/B
277.8x1.6
P/S
33.3x2.7
Div Yield
—N/A
Momentum
25
52W High %
—N/A
RS 6M
—N/A
SMA 50/200
—N/A
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$564M
P/E (Forward)
—
Gross Margin
60.1%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SWRD are excluded.

TickerCompanyMkt CapStockRankSignal
SWRDStewards Inc.(you)$564M1Strong Sell
FOAFinance of America Companies Inc.$197M12Strong Sell
NAVINavient Corporation$797M37Hold
SUIGSUI Group Holdings Limited$91M8Strong Sell
OPFIOppFi Inc.$462M42Hold
PRAAPRA Group, Inc.$718M42Hold
UPSTUpstart Holdings, Inc.$2.3B26Sell
GDOTGreen Dot Corporation$704M52Hold
AGM-AFederal Agricultural Mortgage Corporation$1.5B42Hold
SLMSLM Corporation$3.7B26Sell

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.7%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Stewards Inc. (SWRD): Stock Score Summary

Stewards Inc. (SWRD) has a MoatMap StockRank of 1/100 based on Quality (13/100), Value (18/100), and Momentum (25/100) factor scores. The current signal is STRONG SELL.

Stewards Inc. offers alternative financing solutions to small and mid-sized businesses in the United States. It operates through Financing Solutions and Real Estate Operations segments.

Key Financial Metrics

Price$3.04
Market Cap$564M
Price/Book277.78
Return on Equity-311.4%
Debt/Equity3.14x
Gross Margin60.1%
Operating Margin-114.5%
Revenue Growth4.6%
Free Cash Flow$2M

Stewards Inc. operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Stewards Inc.’s (SWRD) StockRank?
MoatMap’s StockRank for Stewards Inc. (SWRD) is 1/100, with a Strong Sell signal. It is a composite of Quality (13), Value (18), and Momentum (25), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Stewards Inc. have an economic moat?
Stewards Inc. (SWRD) has a Quality factor score of 13/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Stewards Inc. a buy, hold, or sell?
MoatMap’s current signal for Stewards Inc. (SWRD) is Strong Sell, based on a StockRank of 1/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Stewards Inc. in?
Stewards Inc. (SWRD) operates in the Financial Services sector, specifically the Credit Services industry (United States).