Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TBBK
HoldFallen FavouriteThe Bancorp, Inc. · Financial Services · United States · $2.7B · Avg Vol: $17M/d
COMPANY DESCRIPTION
The Bancorp, Inc. operates a branchless commercial bank, specializing in providing private-label banking solutions and payment services for fintech companies and non-bank financial service providers. The company is a leading provider of 'banking as a service' (BaaS), offering a unique platform and regulatory expertise that enables fintechs to rapidly launch and scale their financial products. The Bancorp is a pioneering and specialized bank in the fintech ecosystem, underpinning many popular digital payment and financial products through its robust API-driven platform.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 354.5M | 456.1M | 534.8M | 703.8M | 25.7% | 531.9M | 675.8M | 676.9M | -1.9% |
| EPS | 2.30 | 3.52 | 4.35 | 4.99 | 29.5% | 5.32 | 6.07 | 8.22 | 28.3% |
| Shares | 55.7M | 53.2M | 47.3M | 42.4M | -23.9% | 40.8M | — | — | — |
| Debt | 122.5M | 147.8M | 123.7M | 223.4M | 22.2% | 958.3M | — | — | — |
| Equity | 694.0M | 807.3M | 789.8M | 689.8M | -0.2% | — | — | — | — |
| Op CF | 119.6M | 186.9M | 209.9M | 265.0M | 30.4% | 240.1M | — | — | — |
| Inv CF | -826.7M | 415.4M | -1.5B | -1.1B | — | — | — | — | — |
| Fin CF | 993.5M | -452.4M | 812.7M | 341.7M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TBBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TBBK | The Bancorp, Inc.(you) | $2.7B | 43 | Hold |
| BANC | Banc of California, Inc. | $2.9B | 41 | Hold |
| FBK | FB Financial Corporation | $2.9B | 46 | Hold |
| VLYPO | Valley National Bancorp | $3.3B | 44 | Hold |
| FBNC | First Bancorp | $2.6B | 50 | Hold |
| BKU | BankUnited, Inc. | $3.3B | 46 | Hold |
| BOH | Bank of Hawaii Corporation | $3.0B | 49 | Hold |
| SBCF | Seacoast Banking Corporation of Florida | $3.3B | 39 | Hold |
| SYBT | Stock Yards Bancorp, Inc. | $2.5B | 51 | Hold |
| CBU | Community Financial System, Inc. | $3.3B | 48 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%