The Bancorp, Inc. (TBBK) — Stock Score Summary

The Bancorp, Inc. (TBBK) has a MoatMap StockRank of 28/100 based on Quality (56/100), Value (32/100), and Momentum (26/100) factor scores. The current signal is SELL. The Bancorp is a specialty niche bank providing private-label banking and prepaid card services. While it has decent quality metrics, it lacks direct alignment with our high-conviction macro themes and faces cyclical net interest margin headwinds.

The Bancorp, Inc. operates a branchless commercial bank, specializing in providing private-label banking solutions and payment services for fintech companies and non-bank financial service providers. The company is a leading provider of 'banking as a service' (BaaS), offering a unique platform and regulatory expertise that enables fintechs to rapidly launch and scale their financial products. The Bancorp is a pioneering and specialized bank in the fintech ecosystem, underpinning many popular digital payment and financial products through its robust API-driven platform.

Key Financial Metrics

Price$54.67
Market Cap$2.3B
P/E (TTM)10.42
P/E (Forward)6.64
Price/Book3.29
Return on Equity30.3%
Gross Margin0.0%
Operating Margin58.3%
Revenue Growth4.1%

The Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The Bancorp, Inc.’s (TBBK) StockRank?
MoatMap’s StockRank for The Bancorp, Inc. (TBBK) is 28/100, with a Sell signal. It is a composite of Quality (56), Value (32), and Momentum (26) factor ranks across MoatMap’s 19,000+ stock universe.
Does The Bancorp, Inc. have an economic moat?
The Bancorp, Inc. (TBBK) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for The Bancorp, Inc. (TBBK) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is The Bancorp, Inc. in?
The Bancorp, Inc. (TBBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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