What is Enterprise Financial Services Corp's (EFSC) StockRank?

MoatMap's StockRank for Enterprise Financial Services Corp (EFSC) is 68/100, with a Buy signal. This is a composite score combining Quality (53), Value (45), and Momentum (63) factor ranks across MoatMap's 20,000+ stock universe.

Does Enterprise Financial Services Corp have an economic moat?

Enterprise Financial Services Corp (EFSC) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Enterprise Financial Services Corp a buy, hold, or sell?

MoatMap's current signal for Enterprise Financial Services Corp (EFSC) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Enterprise Financial Services Corp in?

Enterprise Financial Services Corp (EFSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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EFSC

BUY

Enterprise Financial Services Corp · Financial Services · United States · $2.4B · Avg Vol: $19M/d

StockRank

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P/E (TTM)

12.6x

ROE

10.3%

D/E

0.1x

Dividend %

1.9%

COMPANY DESCRIPTION

Enterprise Financial Services Corp is a diversified financial services company providing a range of banking, wealth management, and trust services to businesses and individuals primarily in St. Louis, Kansas City, and Arizona. The company distinguishes itself through a focus on commercial banking relationships and tailored financial solutions for entrepreneurs and middle-market companies. Its specialized commercial lending expertise and emphasis on client advisory services create a competitive moat in its target markets.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	492.5M	541.2M	531.5M	616.4M	7.8%	693.7M	639.0M	676.1M	4.7%
EPS	5.32	5.09	4.86	5.34	0.1%	5.30	5.49	6.01	6.1%
Shares	37.3M	37.4M	37.0M	37.0M	-0.8%	36.6M	—	—	—
Debt	308.8M	203.6M	192.8M	188.6M	-15.2%	422.3M	—	—	—
Equity	1.5B	1.7B	1.8B	2.0B	10.2%	—	—	—	—
Op CF	216.6M	268.2M	247.4M	193.5M	-3.7%	212.0M	—	—	—
Inv CF	-1.4B	-1.3B	-796.9M	-1.1B	—	—	—	—	—
Fin CF	-563.2M	1.2B	880.6M	803.2M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+2.3%

SMA 50SMA 200

$65.66

RSI (14)

52.8

52W High

$68.73

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.2%*43.5

ROE

10.3%54.1

GP/Assets

4.0%N/A

Op. Margin

35.3%53.9

FCF/Assets

1.2%N/A

Piotroski

565.2

Int. Cover

—50.0

D/E Ratio

0.09xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

12.6x54.0

EV/EBITDA

bankN/A

P/FCF

11.9xN/A

P/B

1.3x45.2

P/S

3.5x54.2

Div Yield

1.9%19.4

Momentum

52W High %

96%63.1

RS 6M

12%78.3

SMA 50/200

1.10x76.8

EPS Rev 4W

+0.7%86.4

EPS Rev 12W

+0.6%64.5

EPS Improve

+12%35.9

Q Growth

-1%28.3

FUNDAMENTALS

Market Cap

$2.4B

P/E (Forward)

11.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EFSC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
EFSC	Enterprise Financial Services Corp(you)	$2.4B	68	BUY
SYBT	Stock Yards Bancorp, Inc.	$2.4B	69	BUY
FRME	First Merchants Corporation	$2.7B	68	BUY
TRMK	Trustmark Corporation	$2.7B	65	BUY
TCBK	TriCo Bancshares	$1.9B	66	BUY
NBTB	NBT Bancorp Inc.	$2.7B	72	BUY
CHCO	City Holding Company	$2.0B	72	BUY
BANR	Banner Corporation	$2.4B	76	BUY
NWBI	Northwest Bancshares, Inc.	$2.3B	75	BUY
OBK	Origin Bancorp, Inc.	$1.7B	66	BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Enterprise Financial Services Corp (EFSC) — Stock Score Summary

Enterprise Financial Services Corp (EFSC) has a MoatMap StockRank of 68/100 based on Quality (53/100), Value (45/100), and Momentum (63/100) factor scores. The current signal is BUY.

Key Financial Metrics

Price	$65.66
Market Cap	$2.4B
P/E (TTM)	12.62
P/E (Forward)	11.26
Price/Book	1.25
Return on Equity	10.3%
Debt/Equity	0.09x
Operating Margin	35.3%
Revenue Growth	12.6%
Dividend Yield	1.9%
Free Cash Flow	$203M

Enterprise Financial Services Corp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Enterprise Financial Services Corp’s (EFSC) StockRank?: MoatMap’s StockRank for Enterprise Financial Services Corp (EFSC) is 68/100, with a Buy signal. It is a composite of Quality (53), Value (45), and Momentum (63) factor ranks across MoatMap’s 20,000+ stock universe.
Does Enterprise Financial Services Corp have an economic moat?: Enterprise Financial Services Corp (EFSC) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Enterprise Financial Services Corp a buy, hold, or sell?: MoatMap’s current signal for Enterprise Financial Services Corp (EFSC) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Enterprise Financial Services Corp in?: Enterprise Financial Services Corp (EFSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).