What is Enterprise Financial Services Corp's (EFSC) StockRank?

MoatMap's StockRank for Enterprise Financial Services Corp (EFSC) is 51/100, with a Hold signal. This is a composite score combining Quality (50), Value (46), and Momentum (50) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Enterprise Financial Services Corp have an economic moat?

Enterprise Financial Services Corp (EFSC) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Enterprise Financial Services Corp a buy, hold, or sell?

MoatMap's current signal for Enterprise Financial Services Corp (EFSC) is Hold, based on a StockRank of 51/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Enterprise Financial Services Corp in?

Enterprise Financial Services Corp (EFSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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EFSC

HoldSinker

Enterprise Financial Services Corp · Financial Services · United States · $2.3B · Avg Vol: $12M/d

StockRank

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P/E (TTM)

12.9x

ROE

9.6%

D/E

0.1x

Dividend %

2.0%

COMPANY DESCRIPTION

Enterprise Financial Services Corp is a diversified financial services company providing a range of banking, wealth management, and trust services to businesses and individuals primarily in St. Louis, Kansas City, and Arizona. The company distinguishes itself through a focus on commercial banking relationships and tailored financial solutions for entrepreneurs and middle-market companies. Its specialized commercial lending expertise and emphasis on client advisory services create a competitive moat in its target markets.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	492.5M	541.2M	531.5M	616.4M	7.8%	695.7M	643.8M	671.2M	4.3%
EPS	5.32	5.09	4.86	5.34	0.1%	5.03	5.41	6.02	6.2%
Shares	37.3M	37.4M	37.0M	37.0M	-0.8%	36.2M	—	—	—
Debt	308.8M	203.6M	192.8M	188.6M	-15.2%	695.3M	—	—	—
Equity	1.5B	1.7B	1.8B	2.0B	10.2%	—	—	—	—
Op CF	216.6M	268.2M	247.4M	193.5M	-3.7%	219.4M	—	—	—
Inv CF	-1.4B	-1.3B	-796.9M	-1.1B	—	—	—	—	—
Fin CF	-563.2M	1.2B	880.6M	803.2M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-4.1%

SMA 50SMA 200

$63.46

RSI (14)

48.7

52W High

$68.73

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.1%*40.2

ROE

9.6%48.4

GP/Assets

4.0%N/A

Op. Margin

30.8%47.3

FCF/Assets

1.2%N/A

Piotroski

567.4

Int. Cover

—50.0

D/E Ratio

0.09xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

12.9x50.6

EV/EBITDA

bankN/A

P/FCF

11.3xN/A

P/B

1.2x49.6

P/S

3.4x54.6

Div Yield

2.0%25.1

Momentum

52W High %

92%56.6

RS 6M

5%64.1

SMA 50/200

1.10x73.8

EPS Rev 4W

0.0%27.7

EPS Rev 12W

+0.5%45.2

EPS Improve

+17%46.5

Q Growth

-20%15.2

FUNDAMENTALS

Market Cap

$2.3B

P/E (Forward)

10.9x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EFSC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
EFSC	Enterprise Financial Services Corp(you)	$2.3B	51	Hold
SYBT	Stock Yards Bancorp, Inc.	$2.5B	51	Hold
FRME	First Merchants Corporation	$2.6B	53	Hold
FBNC	First Bancorp	$2.6B	50	Hold
TRMK	Trustmark Corporation	$2.7B	53	Hold
LOB	Live Oak Bancshares, Inc.	$1.9B	54	Hold
BOH	Bank of Hawaii Corporation	$3.0B	49	Hold
BFC	Bank First Corporation	$1.7B	53	Hold
WAFD	WaFd, Inc.	$2.7B	57	Hold
LKFN	Lakeland Financial Corporation	$1.5B	52	Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Enterprise Financial Services Corp (EFSC): Stock Score Summary

Enterprise Financial Services Corp (EFSC) has a MoatMap StockRank of 51/100 based on Quality (50/100), Value (46/100), and Momentum (50/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$63.46
Market Cap	$2.3B
P/E (TTM)	12.85
P/E (Forward)	10.95
Price/Book	1.19
Return on Equity	9.6%
Debt/Equity	0.09x
Operating Margin	30.8%
Revenue Growth	1.2%
Dividend Yield	2.0%
Free Cash Flow	$203M

Enterprise Financial Services Corp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Enterprise Financial Services Corp’s (EFSC) StockRank?: MoatMap’s StockRank for Enterprise Financial Services Corp (EFSC) is 51/100, with a Hold signal. It is a composite of Quality (50), Value (46), and Momentum (50) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Enterprise Financial Services Corp have an economic moat?: Enterprise Financial Services Corp (EFSC) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Enterprise Financial Services Corp a buy, hold, or sell?: MoatMap’s current signal for Enterprise Financial Services Corp (EFSC) is Hold, based on a StockRank of 51/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Enterprise Financial Services Corp in?: Enterprise Financial Services Corp (EFSC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).