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WASH

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Washington Trust Bancorp, Inc. · Financial Services · United States · $732M · Avg Vol: $8M/d

77
StockRank
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Q
54
V
54
M
62
P/E (TTM)
13.4x
ROE
9.9%
D/E
1.3x
Dividend %
6.1%
Dir. Trades · 180d
−$27.9K →
Buybacks · 180d
$8.1M →
AI CONVICTION THESIS

Washington Trust Bancorp clears the calibrated bar. All three legs are above the floor (Q54 V55 M63) and a buyback retiring 1.40% of shares provides the required corroboration. Nothing adverse survives the evidence test: the only insider figure rounds to 0.00%, treated as unusable rather than adverse, and there is no negative earnings revision. Momentum at M63 is the strongest part of the case.

COMPANY DESCRIPTION

Washington Trust Bancorp, Inc. operates as the parent company of The Washington Trust Company, providing commercial banking, retail banking, and wealth management services. The bank boasts an established presence and strong community ties in its Southern New England market, fostering customer loyalty and local market expertise. It is a regional community bank with a long operating history, offering a full suite of financial products and services.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue218.6M193.2M97.6M222.1M0.5%215.8M244.1M259.3M8.1%
EPS4.142.82-1.632.72-13.1%2.723.223.5314.0%
Shares17.2M17.0M19.3M19.0M+10.8%19.1M———
Debt1.0B1.2B1.2B687.4M-12.7%666.8M———
Equity453.7M472.7M499.7M543.6M6.2%————
Op CF113.0M31.6M57.7M80.3M-10.8%88.0M———
Inv CF-999.0M-550.8M231.3M305.4M—————
Fin CF826.0M491.0M-265.3M-395.9M—————
Loading 1Y...
PRICE (1Y)+7.6%
34.4635.6636.8738.0739.28Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$38.59
RSI (14)
63.4
52W High
$39.85
From 52W High
1.0%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
0.8%*31.9
ROE
9.9%51.4
GP/Assets
3.3%N/A
Op. Margin
31.9%50.5
FCF/Assets
1.2%N/A
Piotroski
797.0
Int. Cover
—50.0
D/E Ratio
1.26xN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
13.4x49.2
EV/EBITDA
bankN/A
P/FCF
8.9xN/A
P/B
1.3x44.5
P/S
3.2x59.6
Div Yield
6.1%72.4
Momentum
62
52W High %
97%68.4
RS 6M
24%87.5
SMA 50/200
1.11x76.9
EPS Rev 4W
-0.4%47.8
EPS Rev 12W
-1.7%30.6
EPS Improve
+25%53.8
Q Growth
4%35.0

FUNDAMENTALS

Market Cap
$732M
P/E (Forward)
10.7x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WASH are excluded.

TickerCompanyMkt CapStockRankSignal
WASHWashington Trust Bancorp, Inc.(you)$732M77BUY
RRBIRed River Bancshares, Inc.$655M76BUY
ACNBACNB Corporation$634M78BUY
TCBXThird Coast Bancshares, Inc.$709M73BUY
CBNKCapital Bancorp, Inc.$588M77BUY
CACCamden National Corporation$924M76BUY
HAFCHanmi Financial Corporation$943M77BUY
IBCPIndependent Bank Corporation$776M73BUY
AROWArrow Financial Corporation$611M74BUY
CPFCentral Pacific Financial Corp.$997M76BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Washington Trust Bancorp, Inc. (WASH) — Stock Score Summary

Washington Trust Bancorp, Inc. (WASH) has a MoatMap StockRank of 77/100 based on Quality (54/100), Value (54/100), and Momentum (62/100) factor scores. The current signal is BUY. Washington Trust Bancorp clears the calibrated bar. All three legs are above the floor (Q54 V55 M63) and a buyback retiring 1.40% of shares provides the required corroboration. Nothing adverse survives the evidence test: the only insider figure rounds to 0.00%, treated as unusable rather than adverse, and there is no negative earnings revision. Momentum at M63 is the strongest part of the case.

Washington Trust Bancorp, Inc. operates as the parent company of The Washington Trust Company, providing commercial banking, retail banking, and wealth management services. The bank boasts an established presence and strong community ties in its Southern New England market, fostering customer loyalty and local market expertise. It is a regional community bank with a long operating history, offering a full suite of financial products and services.

Key Financial Metrics

Price$38.59
Market Cap$732M
P/E (TTM)13.35
P/E (Forward)10.67
Price/Book1.26
Return on Equity9.9%
Debt/Equity1.26x
Operating Margin31.9%
Revenue Growth-7.0%
Dividend Yield6.1%
Free Cash Flow$83M

Washington Trust Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Washington Trust Bancorp, Inc.’s (WASH) StockRank?
MoatMap’s StockRank for Washington Trust Bancorp, Inc. (WASH) is 77/100, with a Buy signal. It is a composite of Quality (54), Value (54), and Momentum (62) factor ranks across MoatMap’s 20,000+ stock universe.
Does Washington Trust Bancorp, Inc. have an economic moat?
Washington Trust Bancorp, Inc. (WASH) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Washington Trust Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Washington Trust Bancorp, Inc. (WASH) is Buy, based on a StockRank of 77/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Washington Trust Bancorp, Inc. in?
Washington Trust Bancorp, Inc. (WASH) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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