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WASH

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Washington Trust Bancorp, Inc. · Financial Services · United States · $753M · Avg Vol: $5M/d

78
StockRank
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Q
55
V
50
M
70
P/E (TTM)
13.9x
ROE
10.3%
D/E
1.3x
Dividend %
5.6%
Dir. Trades · 180d
−$28K →
Buybacks · 180d
$7.7M →
AI CONVICTION THESIS

Washington Trust Bancorp clears the calibrated bar. All three legs are above the floor (Q54 V55 M63) and a buyback retiring 1.40% of shares provides the required corroboration. Nothing adverse survives the evidence test: the only insider figure rounds to 0.00%, treated as unusable rather than adverse, and there is no negative earnings revision. Momentum at M63 is the strongest part of the case.

COMPANY DESCRIPTION

Washington Trust Bancorp, Inc. operates as the parent company of The Washington Trust Company, providing commercial banking, retail banking, and wealth management services. The bank boasts an established presence and strong community ties in its Southern New England market, fostering customer loyalty and local market expertise. It is a regional community bank with a long operating history, offering a full suite of financial products and services.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue218.6M193.2M97.6M222.1M0.5%221.0M244.1M259.3M8.1%
EPS4.142.82-1.632.72-13.1%2.893.263.5814.7%
Shares17.2M17.0M19.3M19.0M+10.8%19.1M———
Debt1.0B1.2B1.2B687.4M-12.7%549.7M———
Equity453.7M472.7M499.7M543.6M6.2%————
Op CF113.0M31.6M57.7M80.3M-10.8%99.8M———
Inv CF-999.0M-550.8M231.3M305.4M—————
Fin CF826.0M491.0M-265.3M-395.9M—————
Loading 1Y...
PRICE (1Y)+1.7%
38.5238.9539.3939.8240.26Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$39.85
RSI (14)
54.7
52W High
$40.54
From 52W High
1.0%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
0.8%*31.8
ROE
10.3%51.9
GP/Assets
3.3%N/A
Op. Margin
36.3%53.1
FCF/Assets
1.2%N/A
Piotroski
797.1
Int. Cover
—50.0
D/E Ratio
1.26xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
13.9x44.2
EV/EBITDA
bankN/A
P/FCF
9.1xN/A
P/B
1.4x41.0
P/S
3.5x52.9
Div Yield
5.6%69.9
Momentum
70
52W High %
98%92.1
RS 6M
14%77.7
SMA 50/200
1.15x86.5
EPS Rev 4W
0.0%27.7
EPS Rev 12W
+3.5%78.0
EPS Improve
+22%53.0
Q Growth
21%52.9

FUNDAMENTALS

Market Cap
$753M
P/E (Forward)
11.4x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WASH are excluded.

TickerCompanyMkt CapStockRankSignal
WASHWashington Trust Bancorp, Inc.(you)$753M78Buy
TCBXThird Coast Bancshares, Inc.$752M77Buy
PFISPeoples Financial Services Corp.$697M77Buy
SHBIShore Bancshares, Inc.$772M75Buy
ORRFOrrstown Financial Services, Inc.$825M77Buy
ACNBACNB Corporation$656M77Buy
FISIFinancial Institutions, Inc.$807M82Strong Buy
CBNKCapital Bancorp, Inc.$595M76Buy
FMNBFarmers National Banc Corp.$929M82Strong Buy
HIFSHingham Institution for Savings$650M74Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Washington Trust Bancorp, Inc. (WASH): Stock Score Summary

Washington Trust Bancorp, Inc. (WASH) has a MoatMap StockRank of 78/100 based on Quality (55/100), Value (50/100), and Momentum (70/100) factor scores. The current signal is BUY. Washington Trust Bancorp clears the calibrated bar. All three legs are above the floor (Q54 V55 M63) and a buyback retiring 1.40% of shares provides the required corroboration. Nothing adverse survives the evidence test: the only insider figure rounds to 0.00%, treated as unusable rather than adverse, and there is no negative earnings revision. Momentum at M63 is the strongest part of the case.

Washington Trust Bancorp, Inc. operates as the parent company of The Washington Trust Company, providing commercial banking, retail banking, and wealth management services. The bank boasts an established presence and strong community ties in its Southern New England market, fostering customer loyalty and local market expertise. It is a regional community bank with a long operating history, offering a full suite of financial products and services.

Key Financial Metrics

Price$39.85
Market Cap$753M
P/E (TTM)13.93
P/E (Forward)11.37
Price/Book1.39
Return on Equity10.3%
Debt/Equity1.26x
Operating Margin36.3%
Revenue Growth9.7%
Dividend Yield5.6%
Free Cash Flow$83M

Washington Trust Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Washington Trust Bancorp, Inc.’s (WASH) StockRank?
MoatMap’s StockRank for Washington Trust Bancorp, Inc. (WASH) is 78/100, with a Buy signal. It is a composite of Quality (55), Value (50), and Momentum (70) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Washington Trust Bancorp, Inc. have an economic moat?
Washington Trust Bancorp, Inc. (WASH) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Washington Trust Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Washington Trust Bancorp, Inc. (WASH) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Washington Trust Bancorp, Inc. in?
Washington Trust Bancorp, Inc. (WASH) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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