Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

8349.T

Hold

The Tohoku Bank, Ltd. · Financial Services · Japan · $98M · Avg Vol: $257K/d

64
StockRank
Get insider-trade alerts
Q
42
V
61
M
55
P/E (TTM)
15.9x
ROE
4.9%
D/E
0.0x
Dividend %
3.0%
Dir. Trades · 180d
None →
Buybacks · 180d
None →

COMPANY DESCRIPTION

The Tohoku Bank, Ltd. provides commercial banking services, including deposits, loans, and financial advisory, primarily in Iwate Prefecture. The bank is deeply embedded in its regional economy, maintaining a stable local deposit base and strong relationships with local small-to-medium enterprises. It operates as a conservative regional financial institution focused on community-based lending and regional economic revitalization.

FINANCIAL SUMMARY (JPY)

Year20222023202420252026CAGRTTM
Revenue13.0B12.7B13.9B13.6B15.0B3.6%15.1B
EPS (JPY)141.08160.80144.70112.58176.635.8%105.19
Shares9.5M9.5M9.5M9.5M9.5M-0.5%9.5M
Debt79.4B2.9B1.2B1.1B1.1B-66.0%27.9B
Equity39.9B38.7B39.4B35.4B33.5B-4.3%—
Op CF11.1B-110.9B59.9B-15.1B5.5B-16.1%10.1B
Inv CF-916.0M-11.3B-19.3B-4.5B-56.0M——
Fin CF-474.0M-475.0M-477.0M-534.0M-485.0M——
Loading 1Y...
PRICE (1Y)+13.6%
9.039.369.6910.0310.36Jul 21Aug 12Sep 2
SMA 50SMA 200

Close
$10.31
RSI (14)
77.2
52W High
$10.48
From 52W High
1.0%

SCORE BREAKDOWN

Quality
42
ROIC (ROA)
0.2%*15.8
ROE
4.9%25.2
GP/Assets
1.5%N/A
Op. Margin
20.2%38.2
FCF/Assets
0.5%N/A
Piotroski
796.7
Int. Cover
—50.0
D/E Ratio
0.03xN/A
Current Ratio
bankN/A
Value
61
P/E (TTM)
15.9x34.7
EV/EBITDA
bankN/A
P/FCF
3.4xN/A
P/B
0.5x93.0
P/S
1.0x88.4
Div Yield
3.0%40.1
Momentum
55
52W High %
98%90.3
RS 6M
-10%34.8
SMA 50/200
1.02x47.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
6%35.2

FUNDAMENTALS

Market Cap
$98M
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8349.T are excluded.

TickerCompanyMkt CapStockRankSignal
8349.TThe Tohoku Bank, Ltd.(you)$98M64Hold
7161.TJimoto Holdings, Inc.$98M64Hold
8563.TThe Daito Bank, Ltd.$91M70Buy
8383.TThe Tottori Bank, Ltd.$115M71Buy
8542.TTomato Bank, Ltd.$141M69Buy
8537.TThe Taiko Bank, Ltd.$182M73Buy
8365.TThe Bank of Toyama, Ltd.$79M46Hold
8364.TThe Shimizu Bank, Ltd.$227M58Hold
8338.TTsukuba Bank, Ltd.$390M63Hold
8562.TThe Fukushima Bank, Ltd.$82M38Hold

Peer medians: ROE 8.4% · P/E 16.3x · Gross margin 67.6%

The Tohoku Bank, Ltd. (8349.T): Stock Score Summary

The Tohoku Bank, Ltd. (8349.T) has a MoatMap StockRank of 64/100 based on Quality (42/100), Value (61/100), and Momentum (55/100) factor scores. The current signal is HOLD.

The Tohoku Bank, Ltd. provides commercial banking services, including deposits, loans, and financial advisory, primarily in Iwate Prefecture. The bank is deeply embedded in its regional economy, maintaining a stable local deposit base and strong relationships with local small-to-medium enterprises. It operates as a conservative regional financial institution focused on community-based lending and regional economic revitalization.

Key Financial Metrics

Price$10.31
Market Cap$98M
P/E (TTM)15.88
Price/Book0.47
Return on Equity4.9%
Debt/Equity0.03x
Operating Margin20.2%
Revenue Growth17.5%
Dividend Yield3.0%
Free Cash Flow$29M

The Tohoku Bank, Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (Japan).

Frequently Asked Questions

What is The Tohoku Bank, Ltd.’s (8349.T) StockRank?
MoatMap’s StockRank for The Tohoku Bank, Ltd. (8349.T) is 64/100, with a Hold signal. It is a composite of Quality (42), Value (61), and Momentum (55) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Tohoku Bank, Ltd. have an economic moat?
The Tohoku Bank, Ltd. (8349.T) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Tohoku Bank, Ltd. a buy, hold, or sell?
MoatMap’s current signal for The Tohoku Bank, Ltd. (8349.T) is Hold, based on a StockRank of 64/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Tohoku Bank, Ltd. in?
The Tohoku Bank, Ltd. (8349.T) operates in the Financial Services sector, specifically the Banks - Regional industry (Japan).
Browse all ranked stocks8349.T deep dive reportAI ChampionsHow we score stocksSense-check another stock