What is The Daito Bank, Ltd.'s (8563.T) StockRank?

MoatMap's StockRank for The Daito Bank, Ltd. (8563.T) is 70/100, with a Buy signal. This is a composite score combining Quality (33), Value (77), and Momentum (55) factor ranks across MoatMap's 20,000+ stock universe.

Does The Daito Bank, Ltd. have an economic moat?

The Daito Bank, Ltd. (8563.T) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is The Daito Bank, Ltd. a buy, hold, or sell?

MoatMap's current signal for The Daito Bank, Ltd. (8563.T) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is The Daito Bank, Ltd. in?

The Daito Bank, Ltd. (8563.T) operates in the Financial Services sector, specifically the Banks - Regional industry (Japan).

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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8563.T

Buy

The Daito Bank, Ltd. · Financial Services · Japan · $91M · Avg Vol: $344K/d

StockRank

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P/E (TTM)

8.7x

ROE

5.5%

D/E

0.0x

Dividend %

3.5%

COMPANY DESCRIPTION

The Daito Bank, Ltd. offers retail and corporate banking services, focusing on Fukushima Prefecture and surrounding regions. The bank leverages its localized branch network to secure a stable retail deposit base and provide tailored financing solutions to regional businesses. It operates as a community-oriented financial institution with a strong emphasis on housing loans and SME relationship banking.

FINANCIAL SUMMARY (JPY)

Year	2022	2023	2024	2025	2026	CAGR	TTM
Revenue	—	11.5B	11.8B	11.1B	12.0B	1.5%	14.3B
EPS (JPY)	94.81	101.38	99.02	105.06	132.56	8.7%	133.53
Shares	—	12.7M	12.7M	12.7M	12.7M	+0.1%	12.7M
Debt	—	50.6B	40.2B	4.5B	100.0M	-87.5%	100.6M
Equity	—	35.9B	37.6B	31.8B	29.1B	-6.7%	—
Op CF	—	-92.8B	-9.1B	-31.2B	-5.3B	—	-32.5B
Inv CF	—	31.4B	9.4B	-5.3B	4.7B	—	—
Fin CF	—	-384.0M	-361.0M	-392.0M	-387.0M	—	—

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PRICE (1Y)+12.2%

SMA 50SMA 200

$7.17

RSI (14)

74.1

52W High

$7.28

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.2%*16.2

ROE

5.5%27.2

GP/Assets

1.7%N/A

Op. Margin

23.4%41.4

FCF/Assets

-0.7%N/A

Piotroski

445.3

Int. Cover

—50.0

D/E Ratio

0.00xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

8.7x76.4

EV/EBITDA

bankN/A

P/FCF

bankN/A

P/B

0.5x91.6

P/S

1.0x88.5

Div Yield

3.5%45.7

Momentum

52W High %

98%90.7

RS 6M

-11%27.5

SMA 50/200

1.08x66.5

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

2%30.9

FUNDAMENTALS

Market Cap

$91M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8563.T are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
8563.T	The Daito Bank, Ltd.(you)	$91M	70	Buy
8383.T	The Tottori Bank, Ltd.	$115M	71	Buy
8349.T	The Tohoku Bank, Ltd.	$98M	64	Hold
7161.T	Jimoto Holdings, Inc.	$98M	64	Hold
8542.T	Tomato Bank, Ltd.	$141M	69	Buy
8537.T	The Taiko Bank, Ltd.	$182M	73	Buy
8365.T	The Bank of Toyama, Ltd.	$79M	46	Hold
8364.T	The Shimizu Bank, Ltd.	$227M	58	Hold
8562.T	The Fukushima Bank, Ltd.	$82M	38	Hold
8713.T	FIDEA Holdings Co. Ltd.	$323M	80	Buy

Peer medians: ROE 8.4% · P/E 16.3x · Gross margin 67.6%

Price	$7.17
Market Cap	$91M
P/E (TTM)	8.66
Price/Book	0.52
Return on Equity	5.5%
Debt/Equity	0.00x
Operating Margin	23.4%
Revenue Growth	17.0%
Dividend Yield	3.5%
Free Cash Flow	$-36M

Company Deep Dive

8563.T

COMPANY DESCRIPTION

FINANCIAL SUMMARY (JPY)

SCORE BREAKDOWN

FUNDAMENTALS

SECTOR PEERS

The Daito Bank, Ltd. (8563.T): Stock Score Summary

Key Financial Metrics

Frequently Asked Questions