AFG

BuyPremium Grower

American Financial Group, Inc. · Financial Services · United States · $12.5B cap · $63.4M/day traded

$150.59 -0.0% · close 26 Oct · scored 27 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

68
StockRank
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Report expected 3 Nov: the next-year EPS estimate has been little changed over the last 14 weeks.

Quality
58
Value
41
Momentum
64

As of 27 Oct 2026, MoatMap's StockRank for American Financial Group, Inc. (AFG) is 68/100, ranked against 24,000+ stocks in 35 markets (Quality 58, Value 41, Momentum 64, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
13.2x
peers 13.0x
ROE
20.4%
peers 9.6%
D/E
0.4x
peers 0.3x
Dividend %
2.3%
trailing yield

ABOUT AMERICAN FINANCIAL GROUP, INC.

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American Financial Group, Inc. is an insurance holding company primarily engaged in property and casualty (P&C) insurance, with a specialized focus on niche commercial lines and annuities. The company's competitive moat stems from its disciplined underwriting expertise, diversified portfolio of specialty P&C businesses that are less susceptible to commoditization, and conservative investment strategy. American Financial Group is a well-regarded specialty insurer, consistently generating strong returns through its focused market approach and strong financial management.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue6.8B7.7B8.3B8.1B6.2%8.1B8.3B8.8B4.3%
EPS10.5410.1910.5610.09-1.4%11.4412.3411.878.5%
Shares85.2M83.6M84.0M83.4M-2.1%82.9M———
Debt1.5B1.5B1.5B1.8B6.8%2.0B———
Equity4.1B4.3B4.5B4.8B6.0%————
Op CF1.2B2.0B1.2B1.5B10.0%1.6B———
Inv CF-1.1B414.0M95.0M-835.0M—————
Fin CF-1.4B-2.0B-1.1B-377.0M—————
Loading 1Y...
PRICE (1Y) · USD+4.7%
13714114514915315 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 3% below its 52-week high.

SwingsVery calm

Calmer than 93% of stocks we rank over the past year (18% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$150.59
RSI (14)
74.7
52-Week Range-2.8% from high
Low $120.89High $154.99

SCORE BREAKDOWN

Quality
58
ROIC (ROA)
2.6%*64.1
ROE
20.4%84.6
GP/Assets
5.0%54.8
Op. Margin
17.2%34.0
FCF/Assets
n/mN/A
Piotroski
446.0
Int. Cover
14.5x58.5
D/E Ratio
0.42x51.4
Current Ratio
2.08x57.9
Value
41
P/E (TTM)
13.2x43.1
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
2.6x19.4
P/S
1.6x77.8
Div Yield
2.3%32.6
Momentum
64
52W High %
97%88.0
RS 6M
11%79.7
SMA 50/200
1.06x66.4
EPS Rev 4W
-0.3%29.6
EPS Rev 12W
+0.4%49.3
EPS Improve
+6%27.8
Q Growth
43%71.4

FUNDAMENTALS

Market Cap
$12.5B
P/E (Forward)
12.4x
Gross Margin
20.2%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AFG are excluded.

TickerCompanyMkt CapStockRankSignal
AFGAmerican Financial Group, Inc.(you)$12.5B68Buy
CNACNA Financial Corporation$13.1B71Buy
AIZAssurant, Inc.$14.0B73Buy
ORIOld Republic International Corporation$9.4B61Hold
MKLMarkel Group Inc.$23.2B70Buy
SIGISelective Insurance Group, Inc.$5.8B70Buy
RLIRLI Corp.$5.9B63Hold
HGTYHagerty, Inc.$5.4B60Hold
MCYMercury General Corporation$5.9B77Buy
WRBW. R. Berkley Corporation$27.2B58Hold

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.7%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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American Financial Group, Inc. (AFG): Stock Score Summary

American Financial Group, Inc. (AFG) has a MoatMap StockRank of 68/100 based on Quality (58/100), Value (41/100), and Momentum (64/100) factor scores. The current signal is BUY.

American Financial Group, Inc. is an insurance holding company primarily engaged in property and casualty (P&C) insurance, with a specialized focus on niche commercial lines and annuities. The company's competitive moat stems from its disciplined underwriting expertise, diversified portfolio of specialty P&C businesses that are less susceptible to commoditization, and conservative investment strategy. American Financial Group is a well-regarded specialty insurer, consistently generating strong returns through its focused market approach and strong financial management.

Key Financial Metrics

Price$150.59
Market Cap$12.5B
P/E (TTM)13.17
P/E (Forward)12.44
Price/Book2.59
Return on Equity20.4%
Debt/Equity0.42x
Gross Margin20.2%
Operating Margin17.2%
Revenue Growth5.8%
Dividend Yield2.3%
Free Cash Flow$142M

American Financial Group, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is American Financial Group, Inc.’s (AFG) StockRank?
MoatMap’s StockRank for American Financial Group, Inc. (AFG) is 68/100, with a Buy signal. It is a composite of Quality (58), Value (41), and Momentum (64), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does American Financial Group, Inc. have an economic moat?
American Financial Group, Inc. (AFG) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is American Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for American Financial Group, Inc. (AFG) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is American Financial Group, Inc. in?
American Financial Group, Inc. (AFG) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).