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AFG

HOLD

American Financial Group, Inc. · Financial Services · United States · $11.9B · Avg Vol: $76M/d

63
StockRank
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Q
54
V
37
M
66
P/E (TTM)
13.5x
ROE
19.4%
D/E
0.4x
Dividend %
2.4%

COMPANY DESCRIPTION

American Financial Group, Inc. is an insurance holding company primarily engaged in property and casualty (P&C) insurance, with a specialized focus on niche commercial lines and annuities. The company's competitive moat stems from its disciplined underwriting expertise, diversified portfolio of specialty P&C businesses that are less susceptible to commoditization, and conservative investment strategy. American Financial Group is a well-regarded specialty insurer, consistently generating strong returns through its focused market approach and strong financial management.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue6.8B7.7B8.3B8.1B6.2%7.9B8.3B8.8B4.0%
EPS10.5410.1910.5610.09-1.4%10.5611.3811.838.3%
Shares85.2M83.6M84.0M83.4M-2.1%83.1M
Debt1.5B1.5B1.5B1.8B6.8%2.0B
Equity4.1B4.3B4.5B4.8B6.0%
Op CF1.2B2.0B1.2B1.5B10.0%1.7B
Inv CF-1.1B414.0M95.0M-835.0M
Fin CF-1.4B-2.0B-1.1B-377.0M
Loading 1Y...
PRICE (1Y)+7.3%
133136138141144Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$143.88
RSI (14)
56.6
52W High
$145.00
From 52W High
1.0%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
2.5%*60.3
ROE
19.4%84.6
GP/Assets
4.7%55.4
Op. Margin
14.6%33.6
FCF/Assets
0.9%37.0
Piotroski
444.0
Int. Cover
14.4x57.9
D/E Ratio
0.44x47.1
Current Ratio
2.15x60.0
Value
37
P/E (TTM)
13.5x48.2
EV/EBITDA
9.4x46.2
P/FCF
39.8x11.8
P/B
2.5x17.5
P/S
1.5x82.7
Div Yield
2.4%28.7
Momentum
66
52W High %
99%91.9
RS 6M
7%69.8
SMA 50/200
1.04x54.0
EPS Rev 4W
-0.1%62.7
EPS Rev 12W
+0.3%59.8
EPS Improve
+14%38.8
Q Growth
24%58.2

FUNDAMENTALS

Market Cap
$11.9B
P/E (Forward)
11.8x
Gross Margin
19.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AFG are excluded.

TickerCompanyMkt CapStockRankSignal
AFGAmerican Financial Group, Inc.(you)$11.9B63HOLD
LLoews Corporation$24.3B68BUY
RLIRLI Corp.$5.7B55HOLD
HGTYHagerty, Inc.$4.0B61HOLD
CNACNA Financial Corporation$14.5B84STRONG BUY
KNSLKinsale Capital Group, Inc.$8.0B47HOLD
WRBW. R. Berkley Corporation$28.0B72BUY
AIZAssurant, Inc.$13.7B87STRONG BUY
ORIOld Republic International Corporation$10.3B89STRONG BUY
PLMRPalomar Holdings, Inc.$3.6B68BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

American Financial Group, Inc. (AFG) — Stock Score Summary

American Financial Group, Inc. (AFG) has a MoatMap StockRank of 63/100 based on Quality (54/100), Value (37/100), and Momentum (66/100) factor scores. The current signal is HOLD.

American Financial Group, Inc. is an insurance holding company primarily engaged in property and casualty (P&C) insurance, with a specialized focus on niche commercial lines and annuities. The company's competitive moat stems from its disciplined underwriting expertise, diversified portfolio of specialty P&C businesses that are less susceptible to commoditization, and conservative investment strategy. American Financial Group is a well-regarded specialty insurer, consistently generating strong returns through its focused market approach and strong financial management.

Key Financial Metrics

Price$143.88
Market Cap$11.9B
P/E (TTM)13.47
P/E (Forward)11.80
Price/Book2.53
Return on Equity19.4%
Debt/Equity0.44x
Gross Margin19.3%
Operating Margin14.6%
Revenue Growth0.3%
Dividend Yield2.4%
Free Cash Flow$300M

American Financial Group, Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is American Financial Group, Inc.’s (AFG) StockRank?
MoatMap’s StockRank for American Financial Group, Inc. (AFG) is 63/100, with a Hold signal. It is a composite of Quality (54), Value (37), and Momentum (66) factor ranks across MoatMap’s 20,000+ stock universe.
Does American Financial Group, Inc. have an economic moat?
American Financial Group, Inc. (AFG) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is American Financial Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for American Financial Group, Inc. (AFG) is Hold, based on a StockRank of 63/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is American Financial Group, Inc. in?
American Financial Group, Inc. (AFG) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).