Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
RLI
HOLDRLI Corp. · Financial Services · United States · $5.7B · Avg Vol: $62M/d
COMPANY DESCRIPTION
RLI Corp. is an insurance holding company specializing in niche property and casualty insurance products, including professional liability, marine, and commercial surety bonds. Its competitive moat stems from its deep underwriting expertise and disciplined risk selection within specialized insurance markets, enabling consistent profitability. RLI operates with a focus on underwriting profitability over market share, offering a diversified portfolio of unique insurance solutions.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.7B | 1.5B | 1.8B | 1.9B | 3.5% | 1.9B | 1.9B | 1.9B | 0.4% |
| EPS | 6.42 | 3.34 | 3.77 | 4.39 | -11.9% | 4.30 | 3.51 | 3.46 | -11.2% |
| Shares | 90.9M | 91.3M | 91.7M | 91.9M | +1.0% | 91.9M | — | — | — |
| Debt | 199.9M | 100.0M | 100.0M | 100.0M | -20.6% | 364.4M | — | — | — |
| Equity | 1.2B | 1.4B | 1.5B | 1.8B | 14.7% | — | — | — | — |
| Op CF | 250.4M | 464.3M | 560.2M | 614.2M | 34.9% | 553.5M | — | — | — |
| Inv CF | 48.9M | -211.8M | -318.9M | -362.1M | — | — | — | — | — |
| Fin CF | -365.3M | -238.8M | -238.0M | -240.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RLI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| RLI | RLI Corp.(you) | $5.7B | 55 | HOLD |
| HGTY | Hagerty, Inc. | $4.0B | 61 | HOLD |
| KNSL | Kinsale Capital Group, Inc. | $8.0B | 47 | HOLD |
| PLMR | Palomar Holdings, Inc. | $3.6B | 68 | BUY |
| AFG | American Financial Group, Inc. | $11.9B | 63 | HOLD |
| SIGI | Selective Insurance Group, Inc. | $5.7B | 79 | BUY |
| STC | Stewart Information Services Corporation | $2.1B | 68 | BUY |
| HMN | Horace Mann Educators Corporation | $2.1B | 72 | BUY |
| ROOT | Root, Inc. | $917M | 53 | HOLD |
| THG | The Hanover Insurance Group, Inc. | $7.6B | 88 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%