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RLI

HoldFallen Favourite

RLI Corp. · Financial Services · United States · $5.9B · Avg Vol: $37M/d

53
StockRank
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Q
70
V
38
M
39
P/E (TTM)
13.1x
ROE
25.2%
D/E
0.2x
Dividend %
1.0%

COMPANY DESCRIPTION

RLI Corp. is an insurance holding company specializing in niche property and casualty insurance products, including professional liability, marine, and commercial surety bonds. Its competitive moat stems from its deep underwriting expertise and disciplined risk selection within specialized insurance markets, enabling consistent profitability. RLI operates with a focus on underwriting profitability over market share, offering a diversified portfolio of unique insurance solutions.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.7B1.5B1.8B1.9B3.5%2.0B1.9B1.9B1.7%
EPS6.423.343.774.39-11.9%4.763.603.41-11.9%
Shares90.9M91.3M91.7M91.9M+1.0%91.8M
Debt199.9M100.0M100.0M100.0M-20.6%318.7M
Equity1.2B1.4B1.5B1.8B14.7%
Op CF250.4M464.3M560.2M614.2M34.9%524.0M
Inv CF48.9M-211.8M-318.9M-362.1M
Fin CF-365.3M-238.8M-238.0M-240.3M
Loading 1Y...
PRICE (1Y)-8.0%
60.3961.9563.5165.0666.62Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$60.39
RSI (14)
31.1
52W High
$66.81
From 52W High
0.9%

SCORE BREAKDOWN

Quality
70
ROIC (ROA)
5.7%*76.7
ROE
25.2%90.3
GP/Assets
11.4%76.7
Op. Margin
36.9%53.7
FCF/Assets
n/mN/A
Piotroski
455.4
Int. Cover
50.0x89.2
D/E Ratio
0.18x64.1
Current Ratio
1.06x31.1
Value
38
P/E (TTM)
13.1x48.7
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
N/A
P/S
2.9x62.2
Div Yield
1.0%10.9
Momentum
39
52W High %
90%47.6
RS 6M
-9%36.2
SMA 50/200
1.09x68.6
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-2.9%17.9
EPS Improve
-43%5.9
Q Growth
35%65.4

FUNDAMENTALS

Market Cap
$5.9B
P/E (Forward)
23.1x
Gross Margin
35.5%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RLI are excluded.

TickerCompanyMkt CapStockRankSignal
RLIRLI Corp.(you)$5.9B53Hold
PLMRPalomar Holdings, Inc.$3.5B53Hold
HGTYHagerty, Inc.$4.6B60Hold
SIGISelective Insurance Group, Inc.$5.5B65Buy
AFGAmerican Financial Group, Inc.$11.9B63Hold
MCYMercury General Corporation$5.9B77Buy
CNACNA Financial Corporation$13.3B62Hold
KNSLKinsale Capital Group, Inc.$8.7B35Hold
MKLMarkel Group Inc.$22.5B53Hold
PRCHPorch Group, Inc.$2.0B59Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

RLI Corp. (RLI): Stock Score Summary

RLI Corp. (RLI) has a MoatMap StockRank of 53/100 based on Quality (70/100), Value (38/100), and Momentum (39/100) factor scores. The current signal is HOLD.

RLI Corp. is an insurance holding company specializing in niche property and casualty insurance products, including professional liability, marine, and commercial surety bonds. Its competitive moat stems from its deep underwriting expertise and disciplined risk selection within specialized insurance markets, enabling consistent profitability. RLI operates with a focus on underwriting profitability over market share, offering a diversified portfolio of unique insurance solutions.

Key Financial Metrics

Price$60.39
Market Cap$5.9B
P/E (TTM)13.11
P/E (Forward)23.15
Return on Equity25.2%
Debt/Equity0.18x
Gross Margin35.5%
Operating Margin36.9%
Revenue Growth15.2%
Dividend Yield1.0%
Free Cash Flow$81M

RLI Corp. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is RLI Corp.’s (RLI) StockRank?
MoatMap’s StockRank for RLI Corp. (RLI) is 53/100, with a Hold signal. It is a composite of Quality (70), Value (38), and Momentum (39) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does RLI Corp. have an economic moat?
RLI Corp. (RLI) has a Quality factor score of 70/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is RLI Corp. a buy, hold, or sell?
MoatMap’s current signal for RLI Corp. (RLI) is Hold, based on a StockRank of 53/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is RLI Corp. in?
RLI Corp. (RLI) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).