Ally Financial Inc. (ALLY) — Stock Score Summary

Ally Financial Inc. (ALLY) has a MoatMap StockRank of 48/100 based on Quality (38/100), Value (45/100), and Momentum (53/100) factor scores. The current signal is HOLD. An auto finance provider that is highly sensitive to consumer credit cycles and lacks a structural macro tailwind.

Ally Financial Inc. is a leading digital financial services company offering auto financing, mortgages, corporate lending, and an online bank for deposits, primarily serving U.S. consumers and auto dealerships. It is a pioneer in digital banking, leveraging a low-cost, branchless model and strong brand recognition in auto finance to attract deposits and originate loans efficiently. Ally transformed from a captive auto finance arm of GM into a diversified digital bank.

Key Financial Metrics

Price$43.35
Market Cap$13.1B
P/E (TTM)10.29
P/E (Forward)6.54
Price/Book0.98
Return on Equity9.4%
Gross Margin0.0%
Operating Margin21.0%
Revenue Growth19.7%
Dividend Yield2.8%

Ally Financial Inc. operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Ally Financial Inc.’s (ALLY) StockRank?
MoatMap’s StockRank for Ally Financial Inc. (ALLY) is 48/100, with a Hold signal. It is a composite of Quality (38), Value (45), and Momentum (53) factor ranks across MoatMap’s 19,000+ stock universe.
Does Ally Financial Inc. have an economic moat?
Ally Financial Inc. (ALLY) has a Quality factor score of 38/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Ally Financial Inc. a buy, hold, or sell?
MoatMap’s current signal for Ally Financial Inc. (ALLY) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Ally Financial Inc. in?
Ally Financial Inc. (ALLY) operates in the Financial Services sector, specifically the Credit Services industry (United States).
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