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SLMBP

HOLD

SLM Corporation · Financial Services · United States · $4.9B · Avg Vol: $276K/d

38
StockRank
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Q
56
V
17
M
57
P/E (TTM)
34.7x
ROE
30.9%
D/E
2.5x
Dividend %
0.7%

COMPANY DESCRIPTION

SLM Corporation, commonly known as Sallie Mae, is a leading consumer banking company primarily focused on originating and servicing private education loans. The company also offers deposit products and other financial services to help students and families save, plan, and pay for higher education. Sallie Mae holds a dominant market position in the private student loan sector, leveraging its extensive expertise and established infrastructure.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.8B1.8B1.8B2.0B2.9%1.7B1.9B1.9B-1.6%
EPS1.912.561.351.67-4.3%2.15
Shares240.7M220.3M435.7M435.7M+81.0%435.7M
Debt5.2B5.2B6.4B5.9B3.8%6.2B
Equity1.7B1.9B2.2B2.5B12.4%
Op CF5.0M-144.6M-329.4M-398.6M-328.5M
Inv CF1.1B-12.5M676.0M1.0B
Fin CF-854.9M-316.2M228.2M-1.1B
Loading 1Y...
PRICE (1Y)+0.0%
73.2073.6774.1474.6175.08Jun 18Jul 13Jul 31
SMA 50SMA 200
Close
$75.08
RSI (14)
58.8
52W High
$76.69
From 52W High
1.0%

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
2.6%*61.4
ROE
30.9%93.9
GP/Assets
5.6%62.1
Op. Margin
70.1%84.7
FCF/Assets
N/A
Piotroski
565.2
Int. Cover
N/A
D/E Ratio
2.53x11.2
Current Ratio
1.30x42.2
Value
17
P/E (TTM)
34.7x11.4
EV/EBITDA
N/A
P/FCF
N/A
P/B
6.7x6.1
P/S
N/A
Div Yield
0.7%4.8
Momentum
57
52W High %
98%79.1
RS 6M
-2%53.2
SMA 50/200
1.02x49.0
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
1%31.2

FUNDAMENTALS

Market Cap
$4.9B
P/E (Forward)
Gross Margin
100.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SLMBP are excluded.

TickerCompanyMkt CapStockRankSignal
SLMBPSLM Corporation(you)$4.9B38HOLD
NNINelnet, Inc.$4.8B39HOLD
OMFOneMain Holdings, Inc.$6.9B48HOLD
ALLYAlly Financial Inc.$13.1B45HOLD
AGMFederal Agricultural Mortgage Corporation$2.3B51HOLD
CACCCredit Acceptance Corporation$6.0B65HOLD
AFRMAffirm Holdings, Inc.$23.5B37HOLD
FCFSFirstCash Holdings, Inc.$8.6B64HOLD
SEZLSezzle Inc.$5.2B74BUY
UPSTUpstart Holdings, Inc.$2.6B12STRONG SELL

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

SLM Corporation (SLMBP): Stock Score Summary

SLM Corporation (SLMBP) has a MoatMap StockRank of 38/100 based on Quality (56/100), Value (17/100), and Momentum (57/100) factor scores. The current signal is HOLD.

SLM Corporation, commonly known as Sallie Mae, is a leading consumer banking company primarily focused on originating and servicing private education loans. The company also offers deposit products and other financial services to help students and families save, plan, and pay for higher education. Sallie Mae holds a dominant market position in the private student loan sector, leveraging its extensive expertise and established infrastructure.

Key Financial Metrics

Price$75.08
Market Cap$4.9B
P/E (TTM)34.73
Price/Book6.75
Return on Equity30.9%
Debt/Equity2.53x
Gross Margin100.0%
Operating Margin70.1%
Revenue Growth2.5%
Dividend Yield0.7%

SLM Corporation operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is SLM Corporation’s (SLMBP) StockRank?
MoatMap’s StockRank for SLM Corporation (SLMBP) is 38/100, with a Hold signal. It is a composite of Quality (56), Value (17), and Momentum (57) factor ranks across MoatMap’s 20,000+ stock universe.
Does SLM Corporation have an economic moat?
SLM Corporation (SLMBP) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is SLM Corporation a buy, hold, or sell?
MoatMap’s current signal for SLM Corporation (SLMBP) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is SLM Corporation in?
SLM Corporation (SLMBP) operates in the Financial Services sector, specifically the Credit Services industry (United States).