Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SLMBP
SELLREMOVESLM Corporation · Financial Services · United States · $4.9B · Avg Vol: $240K/d
Sallie Mae preferred shares do not align with our quality compounder or macro inflection criteria; they function as a fixed-income proxy with no asymmetric growth upside.
COMPANY DESCRIPTION
SLM Corporation, commonly known as Sallie Mae, is a leading consumer banking company primarily focused on originating and servicing private education loans. The company also offers deposit products and other financial services to help students and families save, plan, and pay for higher education. Sallie Mae holds a dominant market position in the private student loan sector, leveraging its extensive expertise and established infrastructure.
FINANCIAL SUMMARY
| Year | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | 1.8B | 1.8B | 1.8B | 2.0B | 2.9% |
| EPS | — | — | — | — | — |
| Shares | 435M | 438M | 441M | 443M | +1.9% |
| Debt | 5.2B | 5.2B | 6.4B | 5.9B | 3.8% |
| Equity | 1.7B | 1.9B | 2.2B | 2.5B | 12.4% |
| Op CF | 5M | -145M | -329M | -399M | — |
| Inv CF | 1.1B | -12M | 676M | 1.0B | — |
| Fin CF | -855M | -316M | 228M | -1.1B | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SLMBP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SLMBP | SLM Corporation(you) | $4.9B | 31 | SELL |
| NNI | Nelnet, Inc. | $4.7B | 36 | HOLD |
| OMF | OneMain Holdings, Inc. | $6.2B | 43 | HOLD |
| AGM | Federal Agricultural Mortgage Corporation | $1.9B | 37 | HOLD |
| UPST | Upstart Holdings, Inc. | $3.1B | 7 | STRONG SELL |
| AFRM | Affirm Holdings, Inc. | $24.4B | 31 | SELL |
| SYF | Synchrony Financial | $24.0B | 36 | HOLD |
| ALLY | Ally Financial Inc. | $13.1B | 48 | HOLD |
| CACC | Credit Acceptance Corporation | $5.9B | 73 | BUY |
| SOFI.MX | SoFi Technologies, Inc. | $23.7B | 15 | STRONG SELL |
Peer medians: ROE 10.8% · P/E 13.6x · Gross margin 0.0%