SoFi Technologies, Inc. (SOFI) has a MoatMap StockRank of 4/100 based on Quality (42/100), Value (22/100), and Momentum (18/100) factor scores. The current signal is STRONG SELL. SoFi Technologies, a US fintech company, has relatively better quality (Q: 43) but a 'STRONG_SELL' signal due to very low value (V: 22) and momentum (M: 18). It lacks direct, asymmetric exposure to the fund's key macro themes and does not fit the GARP criteria due to overvaluation.