Nelnet, Inc. (NNI) — Stock Score Summary

Nelnet, Inc. (NNI) has a MoatMap StockRank of 36/100 based on Quality (55/100), Value (35/100), and Momentum (33/100) factor scores. The current signal is HOLD. Nelnet is a diversified financial services company primarily focused on student loan servicing. While it generates stable cash flows, it operates in a highly regulated, low-growth sector with complex capital allocation, lacking a high-velocity macro tailwind.

Nelnet, Inc. is a diversified financial services and technology company specializing in student loan servicing, education technology, and telecommunications. The company's competitive moat is anchored by the massive, highly predictable cash flows generated from its legacy federal student loan portfolio. It operates as a unique, conglomerate-style compounder that reinvests its capital into high-growth operating businesses and venture opportunities.

Key Financial Metrics

Price$128.50
Market Cap$4.7B
P/E (TTM)11.27
P/E (Forward)12.95
Price/Book1.26
Return on Equity10.7%
Debt/Equity213.54
Gross Margin86.6%
Operating Margin21.4%
Revenue Growth-7.1%
Dividend Yield1.0%

Nelnet, Inc. operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Nelnet, Inc.’s (NNI) StockRank?
MoatMap’s StockRank for Nelnet, Inc. (NNI) is 36/100, with a Hold signal. It is a composite of Quality (55), Value (35), and Momentum (33) factor ranks across MoatMap’s 19,000+ stock universe.
Does Nelnet, Inc. have an economic moat?
Nelnet, Inc. (NNI) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Nelnet, Inc. a buy, hold, or sell?
MoatMap’s current signal for Nelnet, Inc. (NNI) is Hold, based on a StockRank of 36/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Nelnet, Inc. in?
Nelnet, Inc. (NNI) operates in the Financial Services sector, specifically the Credit Services industry (United States).
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