Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NNI
SellFallen FavouriteNelnet, Inc. · Financial Services · United States · $4.6B · Avg Vol: $18M/d
COMPANY DESCRIPTION
Nelnet, Inc. is a diversified financial services and technology company specializing in student loan servicing, education technology, and telecommunications. The company's competitive moat is anchored by the massive, highly predictable cash flows generated from its legacy federal student loan portfolio. It operates as a unique, conglomerate-style compounder that reinvests its capital into high-growth operating businesses and venture opportunities.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.4B | 968.4M | 1.2B | 1.4B | -0.9% | 1.5B | 1.3B | 1.4B | 0.4% |
| EPS | 10.83 | 2.40 | 5.02 | 11.79 | 2.9% | 8.37 | 7.50 | 8.60 | -14.6% |
| Shares | 37.1M | 37.1M | 36.3M | 35.9M | -3.4% | — | — | — | — |
| Debt | 14.1B | 11.6B | 8.3B | 7.8B | -17.9% | 7.0B | — | — | — |
| Equity | 3.2B | 3.3B | 3.3B | 3.7B | 4.8% | — | — | — | — |
| Op CF | 683.1M | 432.0M | 662.9M | 423.0M | -14.8% | 401.1M | — | — | — |
| Inv CF | 2.3B | 1.9B | 2.4B | 356.4M | — | — | — | — | — |
| Fin CF | -2.8B | -2.7B | -3.2B | -737.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NNI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NNI | Nelnet, Inc.(you) | $4.6B | 29 | Sell |
| SLMBP | SLM Corporation | $4.9B | 33 | Sell |
| UPST | Upstart Holdings, Inc. | $2.8B | 22 | Sell |
| AGM | Federal Agricultural Mortgage Corporation | $2.4B | 40 | Hold |
| ALLY | Ally Financial Inc. | $12.8B | 40 | Hold |
| OMF | OneMain Holdings, Inc. | $7.2B | 55 | Hold |
| ENVA | Enova International, Inc. | $5.8B | 61 | Hold |
| NAVI | Navient Corporation | $887M | 35 | Sell |
| WU | The Western Union Company | $2.3B | 54 | Hold |
| PRAA | PRA Group, Inc. | $721M | 34 | Sell |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%