FirstCash Holdings, Inc. (FCFS) — Stock Score Summary

FirstCash Holdings, Inc. (FCFS) has a MoatMap StockRank of 86/100 based on Quality (70/100), Value (18/100), and Momentum (83/100) factor scores. The current signal is STRONG BUY. While FirstCash is a high-quality operator of pawn stores with counter-cyclical resilience and strong cash generation, it does not align with our core 18-month macro themes of energy risk, advanced packaging, CDMO pricing power, or commodity supercycles.

FirstCash Holdings, Inc. operates pawn stores offering small loans secured by collateral, and retails merchandise acquired through pawns and direct purchases. It is the largest pawn store operator in the United States and Latin America, benefiting from a vast store footprint and an established customer base in an underserved market. FirstCash provides vital non-recourse credit and retail options to a demographic with limited access to traditional banking services.

Key Financial Metrics

Price$229.35
Market Cap$9.8B
P/E (TTM)27.91
P/E (Forward)17.91
Price/Book4.24
Return on Equity16.3%
Return on Invested Capital11.6%
Debt/Equity113.61
Gross Margin58.6%
Operating Margin16.7%
Revenue Growth25.7%
Dividend Yield0.8%
Free Cash Flow$191M

FirstCash Holdings, Inc. operates in the Credit Services industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is FirstCash Holdings, Inc.’s (FCFS) StockRank?
MoatMap’s StockRank for FirstCash Holdings, Inc. (FCFS) is 86/100, with a Strong Buy signal. It is a composite of Quality (70), Value (18), and Momentum (83) factor ranks across MoatMap’s 19,000+ stock universe.
Does FirstCash Holdings, Inc. have an economic moat?
FirstCash Holdings, Inc. (FCFS) has a Quality factor score of 70/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is FirstCash Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for FirstCash Holdings, Inc. (FCFS) is Strong Buy, based on a StockRank of 86/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is FirstCash Holdings, Inc. in?
FirstCash Holdings, Inc. (FCFS) operates in the Financial Services sector, specifically the Credit Services industry (United States).
Browse all ranked stocksFCFS deep dive reportAI ChampionsHow we score stocksSense-check another stock