Norwood Financial Corp. (NWFL) — Stock Score Summary

Norwood Financial Corp. (NWFL) has a MoatMap StockRank of 63/100 based on Quality (42/100), Value (42/100), and Momentum (64/100) factor scores. The current signal is HOLD. Norwood Financial is a small community bank with low growth potential and no thematic tailwinds. It lacks the scale, pricing power, and asymmetric macro drivers required to justify inclusion in our concentrated book.

Norwood Financial Corp. is the holding company for Wayne Bank, a community bank offering a full range of commercial, retail, and municipal banking services, including loans, deposits, and wealth management. Its competitive advantage stems from a deep-rooted local presence and community focus across Northeastern Pennsylvania and the Delaware River Valley in New York, serving a stable regional market.

Key Financial Metrics

Price$31.31
Market Cap$335M
P/E (TTM)11.07
P/E (Forward)8.20
Price/Book1.15
Return on Equity10.2%
Gross Margin0.0%
Operating Margin40.6%
Revenue Growth33.4%
Dividend Yield4.2%

Norwood Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Norwood Financial Corp.’s (NWFL) StockRank?
MoatMap’s StockRank for Norwood Financial Corp. (NWFL) is 63/100, with a Hold signal. It is a composite of Quality (42), Value (42), and Momentum (64) factor ranks across MoatMap’s 19,000+ stock universe.
Does Norwood Financial Corp. have an economic moat?
Norwood Financial Corp. (NWFL) has a Quality factor score of 42/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Norwood Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for Norwood Financial Corp. (NWFL) is Hold, based on a StockRank of 63/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Norwood Financial Corp. in?
Norwood Financial Corp. (NWFL) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
Browse all ranked stocksNWFL deep dive reportAI ChampionsHow we score stocksSense-check another stock